39 POPLAR DRIVE, PALM COAST, FL, 32164
Active29 days on marketListed Sep 11, 2026MLS #O6440982
About this home
39 POPLAR DRIVE
Under Construction. The Memphis is a beautifully designed single-story floor plan that brings together an expansive open-concept layout, thoughtfully positioned bedrooms, and seamless indoor-outdoor living. From the inviting entryway and foyer, the home opens into the spacious Great Room, dining area, and kitchen, creating a bright, connected central living space. With 9’4” ceilings and two windows in the Great Room, natural light fills the interior, while a sliding door leads to the covered lanai, extending the living space outdoors and bringing in even more sunshine. At the heart of The Memphis, the well-appointed kitchen features granite countertops, a spacious island, stainless steel appliances, and a walk-in pantry, all overlooking the Great Room and dining area. The split-bedroom layout places the primary suite at the rear of the home for added privacy. The spacious primary bedroom features a private primary bath with dual vanities, a tile shower, and an expansive walk-in closet. On the opposite side of the home, Bedroom 2 is positioned near the front entrance with convenient access to the full second bathroom and dedicated laundry room. Bedroom 3 is tucked behind the kitchen and features its own walk-in closet. A spacious two-car garage completes the layout with ample vehicle storage and direct interior access. The Memphis is finished with details designed for everyday comfort and long-term value, including insulated low-emissivity windows, architectural shingles, beautiful landscaping, and front irrigation. A Smart Home Package includes a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches. Located in Palm Coast, a vibrant coastal community known for its natural beauty, hiking and biking trails, nature reserves, scenic parks, nearby golf courses, and relaxed coastal lifestyle, The Memphis combines thoughtful design with modern finishes and an inviting connection to the outdoors. A full builder warranty provides added peace of mind. Schedule your private tour today. We can’t wait to welcome you home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,602
Sqft
0.23 ac
Lot size
2
Garage
2027
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,229 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,229/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.4%
$/sqft vs PALM COAST SEC 28
$200 vs $201
Days on market
29 vs 73 typical
Where $200/sqft sits among the 16 homes for sale in PALM COAST SEC 28
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
6 of 16
PALM COAST SEC 28 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 39 POPLAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$290,000
132 POINT PLEASANT DRIVE · same community
4 bd · 2 ba · 1,611 sqft · $180/sqft · 153 DOM
Sold · May ’26$350,000
26 PONTIAC LANE · same community
3 bd · 2 ba · 1,547 sqft · $226/sqft · 81 DOM
Sold · Sep ’26$400,000
23 POPLAR DRIVE · same community
3 bd · 2 ba · 1,540 sqft · $260/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 39 POPLAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39 POPLAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
39 POPLAR DRIVE FAQs
What would the monthly payment be for 39 POPLAR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,229/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 39 POPLAR DRIVE?+
The most recent tax bill on record (2025) was $528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39 POPLAR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $319,900, this home is listed about 18% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 39 POPLAR DRIVE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEW HOME STAR FLORIDA LLC · Bridgette Hoyt. MLS #O6440982.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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