CENTURY 21 Edge
$899,0005 bd4.5 ba4,106 sqft$219 /sqft$5,731 /mo all-in ↓

16623 ROYAL PALM DRIVE, GROVELAND, FL, 34736

Active9 days on marketListed Sep 11, 2026MLS #O6441025

Private poolSingle Family ResidenceGARDEN CITY PH 1A

About this home

16623 ROYAL PALM DRIVE

Virtually Staged. EXCEPTIONAL LAKE LIVING. RESORT-STYLE ENTERTAINING. UNCOMPROMISING FLORIDA LUXURY. Welcome to 16623 Royal Palm Drive, a commanding Mediterranean-style residence where luxury, privacy, and the Florida waterfront lifestyle come together inside the gated Garden City community of Groveland. Offering more than 4,100 square feet of luxury living space, 5 bedrooms, 4.5 baths, and a 3-car garage, this is not simply a home—it is a lifestyle designed for those who expect more. From the moment you arrive, the paver circular driveway, mature landscaping, and impressive architectural presence set the tone. Double glass entry doors open to soaring ceilings, rich hardwood flooring, dramatic architectural details, and expansive living spaces designed to make an impression. At the heart of the home, the chef-inspired kitchen is equally suited for intimate evenings and large-scale entertaining, featuring granite countertops, stainless steel appliances, abundant cabinetry, and an oversized center island overlooking the main living areas. Natural light pours through the home, while strategically placed windows and doors capture views of the outdoor retreat and surrounding lake setting. The primary suite commands attention as a private owner’s sanctuary, offering generous proportions and an impressive two-sided fireplace that brings warmth, sophistication, and ambiance to the space. The primary bath delivers a relaxing, spa-inspired atmosphere, creating a retreat designed to begin and end each day in comfort. But the true Florida experience begins outdoors. Step into your own private resort, where an expansive screened outdoor living area surrounds the sparkling pool. Entertain effortlessly from the summer kitchen, host unforgettable evenings poolside, or settle into the covered outdoor living space and enjoy the tranquility of your surroundings. This is an outdoor environment created to be enjoyed year-round. For those who want life on the water, Garden City delivers. Residents enjoy access to a community boat ramp, fishing pier, and covered dock, opening the door to boating, fishing, kayaking, paddleboarding, and the unmistakable freedom of Florida lake living. From an early-morning launch to an evening spent watching the water from the dock, the lake becomes an extension of your lifestyle. This home provides exceptional flexibility for family, guests, executive office space, or extended stays—all without sacrificing privacy. Few properties successfully combine this level of space, architectural presence, private resort-style amenities, gated-community living, and lake access in one complete package. Mediterranean architecture. Private pool. Summer kitchen. Two-sided fireplace. Luxury primary retreat. 3-car garage. Community boat ramp. Fishing pier. Covered dock. Lake access. This isn’t simply another luxury home in Central Florida. It’s the home you buy when you’re ready to live the Florida lifestyle at another level

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

4,106

Sqft

0.52 ac

Lot size

3

Garage

2007

Year built

Two

Levels

$219

Per sqft

Private poolFireplacePool & Trees/Woods viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Heat Pump · Zoned
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewPool · Trees/Woods
FacesSouthwest
ParkingCircular Driveway · Oversized
ExteriorBalcony · Lighting · Outdoor Grill · Outdoor Kitchen · Private Mailbox

Community & fees

HOA fee$12/mo
Taxes (2025)$4,456/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Street Lights · Water Available · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,731 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,851
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$371
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,900
Interest rate6.00%
Loan term

Estimated payment

$5,731/mo

Principal & interest$4,851
PMI (est., until 20% equity)$337
Property taxes (actual bill)$371
HOA / condo fee$12
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Groveland actives

$219 vs $202

Days on market

9 vs 36 typical

Where $219/sqft sits among the 248 Groveland actives

106
89 · this home
21
5
9
18
$156–196$196–237$237–277$277–317$317–357$357+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Groveland

Drive times from this address

Downtown Orlando41 min
Universal Orlando44 min
Walt Disney World50 min
Orlando Int’l Airport (MCO)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Groveland. See the full Groveland guide →

GROVELAND 34736 — neighborhood snapshot

Population

26,086

Median age

42

Median income

$82,478

Median home value

$335,300

Avg household

2.76

Households w/ children

2,798

For the school run

Lake County School District

HighSouth Lake High School★★★★★
ElementaryMinneola Charter School★★★★
ElementaryGroveland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Groveland market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$378K$376K

Groveland median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

107 of 248

Groveland actives have cut their price

Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 139% above the GROVELAND 34736 median. See the full Groveland market guide →

Paper trail

This home's history

Sep 11, 2026Listed at $899,000 · 9 days on market since
2007Built · GARDEN CITY PH 1A

Reality check

What actually sold near 16623 ROYAL PALM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17850 CORALWOOD LANESold · Apr ’26

$927,500

17850 CORALWOOD LANE

5 bd · 3 ba · 3,838 sqft · $242/sqft · 62 DOM

8549 HILLCREST DRIVESold · May ’26

$1,125,000

8549 HILLCREST DRIVE

5 bd · 4 ba · 3,693 sqft · $305/sqft · 57 DOM

8140 CHERRY LAKE ROADSold · Feb ’26

$1,630,000

8140 CHERRY LAKE ROAD

4 bd · 4 ba · 4,550 sqft · $358/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16623 ROYAL PALM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16623 ROYAL PALM DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16623 ROYAL PALM DRIVE FAQs

What would the monthly payment be for 16623 ROYAL PALM DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,731/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16623 ROYAL PALM DRIVE?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16623 ROYAL PALM DRIVE?+

The most recent tax bill on record (2025) was $4,456. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16623 ROYAL PALM DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Groveland?+

At $899,000, this home is listed about 125% above the Groveland median of $398,995. The market section on this page shows how the area is trending.

Which schools are assigned to 16623 ROYAL PALM DRIVE?+

South Lake High School (high), Minneola Charter School (elementary), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$899,000 runs 139% above the GROVELAND 34736 median — but at 4,106 sqft it's also nearly twice the size of the typical Groveland listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

South Lake High School, Minneola Charter School, Groveland Elementary School — Minneola Charter School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Richard Gailey. MLS #O6441025.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Groveland homes, in your inbox

Like 16623 ROYAL PALM DRIVE but not quite? A daily digest of every new listing in Groveland — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Anthony to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 5:27 PM UTC. The listing information on this page last changed on September 20, 2026 at 5:27 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 5:27 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 20, 2026 at 5:27 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.