3742 SUTTERS MILL CIRCLE, CASSELBERRY, FL, 32707
Active4 days on marketListed Sep 16, 2026MLS #O6441141
About this home
3742 SUTTERS MILL CIRCLE
Welcome to 3742 Sutters Mill Circle in Casselberry, where comfortable Florida living meets a backyard designed to feel like your own private retreat. Surrounded by mature landscaping, palms and lush greenery, the outdoor space features a sparkling swimming pool, hot tub and plenty of room to relax or entertain. The seller has continued to thoughtfully improve the property, including a new A/C system in 2026, new whole-home water softener/filtration system, fresh interior paint and refreshed pool decking with new drain channels. One of the most unique additions is the outdoor hot-water shower, surrounded by low-maintenance composite decking, jasmine-covered privacy lattice and tropical landscaping. Just off the pool is a separate air-conditioned bonus room, offering excellent flexibility as a home office, gym, workshop, studio or hobby space—a valuable extension of the home’s living and working areas. Inside, the home offers an easy-flowing floor plan with spacious living and dining areas, crown molding and French doors overlooking the outdoor living space. The kitchen provides abundant wood cabinetry, generous counter space, a pass-through to the dining area and additional built-in storage. The primary suite offers excellent closet space and a beautifully tiled bath with an oversized glass-enclosed shower, while the secondary bedrooms provide flexibility for guests, family or additional workspace. Additional improvements include updated ceiling fans, refreshed landscaping throughout the property and a freshly painted garage that feels clean, bright and functional. With its private resort-style backyard, flexible bonus space, substantial recent improvements and inviting indoor/outdoor layout, 3742 Sutters Mill Circle offers a Florida lifestyle that is increasingly difficult to find.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,528
Sqft
0.27 ac
Lot size
2
Garage
1980
Year built
One
Levels
$327
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,524 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,524/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.9%
$/sqft vs Casselberry actives
$327 vs $214
Days on market
4 vs 34 typical
Where $327/sqft sits among the 112 Casselberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Casselberry
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Casselberry. See the full Casselberry guide →
CASSELBERRY 32707 — neighborhood snapshot
Population
40,018
Median age
38
Median income
$66,780
Median home value
$305,000
Avg household
2.37
Households w/ children
4,866
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Casselberry market
$318K → $360K
Casselberry median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
63 of 112
Casselberry actives have cut their price
Median sold price, Casselberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 101% above the CASSELBERRY 32707 median. See the full Casselberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 3742 SUTTERS MILL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$465,000
3742 SUTTERS MILL CIRCLE · same community
3 bd · 2 ba · 1,528 sqft · $304/sqft · 9 DOM
Sold · Mar ’26$394,000
3799 SUTTERS MILL CIRCLE · same community
4 bd · 2 ba · 1,683 sqft · $234/sqft · 43 DOM
Sold · Aug ’26$384,000
1662 TREMONT LANE
3 bd · 2 ba · 1,534 sqft · $250/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 3742 SUTTERS MILL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3742 SUTTERS MILL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3742 SUTTERS MILL CIRCLE FAQs
What would the monthly payment be for 3742 SUTTERS MILL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,524/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3742 SUTTERS MILL CIRCLE?+
The most recent tax bill on record (2025) was $2,398. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Casselberry?+
At $499,900, this home is listed about 47% above the Casselberry median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3742 SUTTERS MILL CIRCLE?+
Casselberry Elementary School (elementary), South Seminole Middle School (middle), Winter Springs High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,900 runs 101% above the CASSELBERRY 32707 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Casselberry market that averages 34 — if it fits, move quickly.
04Strong assigned schools
Casselberry Elementary School, South Seminole Middle School, Winter Springs High School — Casselberry Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SERHANT · Shawn Layton. MLS #O6441141.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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