145 W WILBUR AVENUE UNIT 105, LAKE MARY, FL, 32746
Active17 days on marketListed Sep 11, 2026MLS #O6441194
About this home
145 W WILBUR AVENUE UNIT 105
Pre-Construction. To be built. Pre-construction Deals for September! Reserve your unit now with a refundable deposit. If you are looking for a smaller space that's close to your favorite shops and recreation in Downtown Lake Mary Center, this downstairs condo is the perfect choice! We now offer detached one-car garages with convenient alley access behind the building, assigned resident parking in front, ample visitor parking, and EV car charging on the east end. This downstairs corner unit is a 3-bedroom/2-bathroom model located near the corner of 4th Street and W Wilbur Ave. This home is 1,396 square feet and features a central living room, dining room space, and French doors to the patio. You will have direct access to your one-car detached garage behind the building, with green space between your patio and the garage. Affordable HOA: only $285 a month with a one-time building reserves capital contribution of $2,000. This home is one block from the Pickleball Courts on Country Club, Central Park, the Farmer's Market, Krazy Greek Kitchen, Goldie Salon, New City Coffee and Cafe, 4th Street Grill, and many other retail shops, health and beauty businesses, and professional services. Minutes from the Lake Mary Police Dept and Fire Station, Playground, the SunRail Station, 417, I4, and hospitals and medical providers. This building is estimated to be completed around Soring/Summer 2027. Schedule your sales consultation now to reserve this home today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,396
Sqft
0.35 ac
Lot size
1
Garage
2026
Year built
One
Levels
$466
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,477 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,477/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+87.9%
$/sqft vs CRYSTAL LAKE CONDOMINIUM
$466 vs $444
Days on market
17 vs 35 typical
Where $466/sqft sits among the 6 homes for sale in CRYSTAL LAKE CONDOMINIUM
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Lake Winter Homes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Crystal Lake Winter Homes — neighborhood snapshot
Population
904
Median age
35
Median income
$70,079
Median home value
$304,492
Avg household
2
Households w/ children
88%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
1 of 6
CRYSTAL LAKE CONDOMINIUM have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 145 W WILBUR AVENUE UNIT 105
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$347,500
397 S COUNTRY CLUB RD ROAD
3 bd · 2 ba · 1,404 sqft · $248/sqft · 25 DOM
Sold · May ’26$429,500
445 AMETHYST WAY
2 bd · 2.5 ba · 1,412 sqft · $304/sqft · 24 DOM
Sold · Feb ’26$390,000
479 CIDERMILL PLACE
2 bd · 2.5 ba · 1,412 sqft · $276/sqft · 227 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 145 W WILBUR AVENUE UNIT 105 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 145 W WILBUR AVENUE UNIT 105 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
145 W WILBUR AVENUE UNIT 105 FAQs
What would the monthly payment be for 145 W WILBUR AVENUE UNIT 105?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,477/mo — principal and interest, the actual property-tax bill, the $285/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 145 W WILBUR AVENUE UNIT 105?+
The association fee works out to $285 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 145 W WILBUR AVENUE UNIT 105?+
The most recent tax bill on record (2025) was $3,375. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 145 W WILBUR AVENUE UNIT 105?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $649,999, this home is listed about 34% above the Lake Mary median of $485,000. The market section on this page shows how the area is trending.
Which schools are assigned to 145 W WILBUR AVENUE UNIT 105?+
Lake Mary Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,999 runs 65% above the LAKE MARY 32746 median.
02City & Trees/Woods views
The city and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Lake Mary Elementary School, Seminole High School, Millennium Middle School — Lake Mary Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Q BOUTIQUE SPECIALTY REALTY INC · Laura Diss. MLS #O6441194.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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