CENTURY 21 Edge
$1,425,0004 bd2.5 ba2,574 sqft$554 /sqft$8,999 /mo all-in ↓

12442 LAKESHORE DRIVE, CLERMONT, FL, 34711

Active4 days on marketListed Sep 16, 2026MLS #O6441365

WaterfrontSingle Family ResidenceANDERSONS U S G

About this home

12442 LAKESHORE DRIVE

Imagine having your boat just steps from your front door. Experience the best of Clermont lakefront living in this beautifully appointed, turnkey home on Lake Minnehaha, part of the highly sought-after Clermont Chain of Lakes. Offering four bedrooms, two and a half bathrooms, 2,574 square feet of living space, four-car garage capacity, and a newly restored private dock, this exceptional property combines comfortable everyday living with an incredible waterfront lifestyle. From the moment you enter, natural light and picturesque lake views create an immediate connection to the outdoors. The open floor plan seamlessly brings together the living, dining, and kitchen areas, providing an inviting setting for entertaining family and friends. The living room features a cozy gas fireplace, custom center-channel speaker, drop-down television mount, and an integrated Sonos system delivering music throughout the interior and outdoor living spaces. Recent lighting enhancements complement custom finishes including crown molding, upgraded baseboards, luxury vinyl plank flooring, and a Lutron lighting system. At the heart of the home is a gourmet kitchen featuring custom cabinetry, granite countertops, a generous marble island, breakfast bar, walk-in pantry, and an impressive collection of appliances. Large windows frame the lake views and create a beautiful backdrop for cooking, dining, and gathering. The primary suite is a private retreat with lake views, tray ceilings, automated window shades, dual walk-in closets with custom storage systems, and a spa-inspired bathroom. Heated travertine flooring, dual sinks with granite countertops, updated fixtures, and an oversized shower with dual and rainfall showerheads complete the space. One additional guest bedroom also enjoys beautiful lake views. The versatile fourth bedroom, which does not include a closet, is currently configured as an impressive home office and library. French doors, custom built-in shelving, and a rolling ladder give the room distinctive character and flexibility as an office, den, library, or additional living space. Outdoor living is equally impressive. The fully fenced and gated yard offers privacy and security, while the screened outdoor entertaining area provides a comfortable place to gather year-round. A covered outdoor kitchen with stone base, stainless steel grill, and sink makes hosting effortless, while the fire pit creates the perfect setting for evenings under the stars. Just steps away, the newly restored private dock provides direct access to Lake Minnehaha and the Clermont Chain of Lakes. Enjoy boating, fishing, skiing, wakeboarding, paddleboarding, kayaking, or a sunset cruise into Downtown Clermont for dinner. In addition to the attached garage, the fully air-conditioned oversized detached garage and workshop features 110- and 220-volt connections, water, Wi-Fi, keyless entry, epoxy flooring, insulated garage doors, and a taller workshop door suitable for larger vehicles or trailer storage. With no HOA, generous parking for guests, boats and recreational equipment, expansive covered patios, mature landscaping, and an upgraded irrigation system, this distinctive property offers the space, flexibility, and waterfront lifestyle that make Clermont living so special.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,574

Sqft

0.66 ac

Lot size

4

Garage

2011

Year built

One

Levels

$554

Per sqft

WaterfrontFireplaceWater view

Inside

FlooringLuxury Vinyl · Tile · Travertine
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat Attic Fan · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStone · Stucco
FoundationBlock · Slab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Rear · Guest · Oversized · Workshop in Garage
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sprinkler Metered · Storage

Community & fees

Taxes (2025)$7,383/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sprinkler Meter · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,999 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,689
PMI (est., until 20% equity)$534
Property tax — 2025 actual bill$615
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $142,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $142,500
Interest rate6.00%
Loan term

Estimated payment

$8,999/mo

Principal & interest$7,689
PMI (est., until 20% equity)$534
Property taxes (actual bill)$615
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$510KedgeAI estimate $569,263 · range $531K$621K$1.5M

vs edgeAI estimate

+150.3%

$/sqft vs Clermont actives

$554 vs $222

Days on market

4 vs 46 typical

Where $554/sqft sits among the 400 Clermont actives

208
131
25
18
10
8 · this home
$161–226$226–292$292–357$357–423$423–488$488+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Drive times from this address

Downtown Orlando31 min
Walt Disney World33 min
Universal Orlando34 min
Orlando Int’l Airport (MCO)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34711 — neighborhood snapshot

Population

69,727

Median age

43.7

Median income

$88,474

Median home value

$369,900

Avg household

2.69

Households w/ children

7,374

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
HighEast Ridge High School★★★★★
ElementaryPine Ridge Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$443K$445K

Clermont median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

254 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 211% above the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $1,425,000 · 4 days on market since
2011Built · ANDERSONS U S G

Reality check

What actually sold near 12442 LAKESHORE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12434 LAKESHORE DRIVESold · Apr ’26

$1,550,000

12434 LAKESHORE DRIVE · same community

5 bd · 4 ba · 4,755 sqft · $326/sqft · 112 DOM

1086 HARMONY LANESold · Feb ’26

$405,000

1086 HARMONY LANE

4 bd · 3 ba · 2,587 sqft · $157/sqft · 316 DOM

12831 COLONNADE CIRCLESold · Jun ’26

$585,000

12831 COLONNADE CIRCLE

4 bd · 3.5 ba · 2,516 sqft · $233/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12442 LAKESHORE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12442 LAKESHORE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12442 LAKESHORE DRIVE FAQs

What would the monthly payment be for 12442 LAKESHORE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,999/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12442 LAKESHORE DRIVE?+

The most recent tax bill on record (2025) was $7,383. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clermont?+

At $1,425,000, this home is listed about 210% above the Clermont median of $460,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12442 LAKESHORE DRIVE?+

Windy Hill Middle School (middle), East Ridge High School (high), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,425,000 runs 211% above the CLERMONT 34711 median — but at 2,574 sqft it's also 24% larger than the typical Clermont listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 4 days on market in a Clermont market that averages 46 — if it fits, move quickly.

Listing courtesy of CORCORAN PREMIER REALTY · Kim Diaz. MLS #O6441365.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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