CENTURY 21 Edge
$2,475,0003 bd3 ba2,316 sqft$1,069 /sqft$15,668 /mo all-in ↓

311 E MORSE BOULEVARD UNIT 1-5, WINTER PARK, FL, 32789

Active7 days on marketListed Sep 13, 2026MLS #O6441437

WaterfrontCondominiumPHILLIPS CIRCLE REP

About this home

311 E MORSE BOULEVARD UNIT 1-5

Quintessential Winter Park Lakefront Living with your own covered boatslip! You must see this Stunning Lakefront Penthouse Residence overlooking Lake Osceola and just two blocks from Park Avenue. Residence 1-5 is located on the quiet, private NE corner of the Whispering Water complex, and it offers the largest floor plan within Whispering Waters at 2,316 sq. ft. under A/C (plus two step-out balconies). This light-filled residence offers an open floor plan and raised ceiling heights. From the moment you enter, you are drawn to the breathtaking lake views and understated elegance of this spacious home. The lakefront great room includes a large living area with adjacent bar and dining areas. The living area opens to the kitchen allowing the lake view to be enjoyed in all main living areas. The kitchen has been updated with white wood cabinetry, a built-in stainless Bosch oven, Bosch glass induction cooktop, Bosch microwave, Subzero refrigerator with two freezer drawers and two additional built-in refrigerator drawers. The custom mirrored backsplash adds a luxury feel, and the flexible center console provides additional work space. The primary suite offers a large walk-in closet and en-suite bathroom with a large walk-in shower, custom floating vanity and elegant fixtures. Bedroom #2 includes two closets and is directly across the hall from a large full bathroom with tub/shower. The 3rd bedroom is currently configured as a large Family Room and includes built-in cabinetry, a private door to the South hallway, two closets and an adjacent alcove ideal for office space. In the photos you'll see a floor plan virtually depicting bedroom #3 with a wall and doorway to the main hallway and living areas. Bathroom #3 is just across the hall and features a large walk-in shower. Wait, there's more! Residence 1-5 includes your own covered boat slip (#1). The entire residence features new seagrass floor covering in all the main living areas. This neutral, organic flooring makes for the perfect contemporary, elegant foundation for your furnishings and for showing off your own custom carpets and rugs. Additional features include plantation shutters throughout, additional storage closet in the garage, and a designated parking space in the gated under-building garage. Residents enjoy a community pool, gated underground parking with elevator access, and an unbeatable location just steps from Park Avenue’s shops, restaurants, museums, and seasonal events. Residence 1-5 is the jewel of Whispering Waters. This home provides the very finest of Lakefront "lock and Leave" living in the heart of Winter Park. All measurements are approximate and Buyer to verify all dimensions. Please see attached Disclosures and Governing Documents.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,316

Sqft

0.06 ac

Lot size

1

Garage

1960

Year built

One

Levels

$1,069

Per sqft

WaterfrontWater view55+ communityPets allowed

Inside

FlooringOther · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Gas Water Heater · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Dry Bar · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMembrane · Other
ConstructionBlock · Concrete
FoundationBlock · Concrete Perimeter · Other · Slab
ViewWater
FacesEast
ParkingUnder Building
ExteriorSidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$14,701/yr
PetsCats OK, Dogs OK, Yes
CommunityBuyer Approval Required · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$15,668 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,355
PMI (est., until 20% equity)$928
Property tax — 2025 actual bill$1,225
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $247,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $247,500
Interest rate6.00%
Loan term

Estimated payment

$15,668/mo

Principal & interest$13,355
PMI (est., until 20% equity)$928
Property taxes (actual bill)$1,225
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Park actives

$1,069 vs $351

Days on market

7 vs 43 typical

Where $1,069/sqft sits among the 351 Winter Park actives

147
82
56
25
21
20 · this home
$164–315$315–465$465–616$616–767$767–918$918+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Whispering Waters

Drive times from this address

Downtown Orlando11 min
Universal Orlando24 min
Orlando Int’l Airport (MCO)31 min
Walt Disney World36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

Whispering Waters — neighborhood snapshot

Population

181

Median age

20

Median income

$82,083

Median home value

$619,000

Avg household

2

Households w/ children

1%

For the school run

Orange County School District

HighWinter Park High★★★★
ElementaryAudubon Park School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$470K$512K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

157 of 351

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 204% above the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

Sep 13, 2026Listed at $2,475,000 · 7 days on market since
1960Built · PHILLIPS CIRCLE REP

Reality check

What actually sold near 311 E MORSE BOULEVARD UNIT 1-5

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1400 S PENNSYLVANIA AVENUESold · Jan ’26

$1,300,000

1400 S PENNSYLVANIA AVENUE

4 bd · 3 ba · 2,310 sqft · $563/sqft · 333 DOM

241 W LAKE SUE AVENUESold · Sep ’26

$960,375

241 W LAKE SUE AVENUE

3 bd · 2.5 ba · 2,304 sqft · $417/sqft · 46 DOM

1216 CHICHESTER STREETSold · Aug ’26

$1,295,000

1216 CHICHESTER STREET

3 bd · 2 ba · 2,366 sqft · $547/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 311 E MORSE BOULEVARD UNIT 1-5 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 311 E MORSE BOULEVARD UNIT 1-5 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

311 E MORSE BOULEVARD UNIT 1-5 FAQs

What would the monthly payment be for 311 E MORSE BOULEVARD UNIT 1-5?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,668/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 311 E MORSE BOULEVARD UNIT 1-5?+

The most recent tax bill on record (2025) was $14,701. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 311 E MORSE BOULEVARD UNIT 1-5?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Park?+

At $2,475,000, this home is listed about 330% above the Winter Park median of $575,000. The market section on this page shows how the area is trending.

Which schools are assigned to 311 E MORSE BOULEVARD UNIT 1-5?+

Winter Park High (high), Audubon Park School (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,475,000 runs 204% above the WINTER PARK 32789 median — but at 2,316 sqft it's also 32% larger than the typical Winter Park listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 7 days on market in a Winter Park market that averages 43 — if it fits, move quickly.

04Strong assigned schools

Winter Park High, Audubon Park School — Winter Park High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLLADO REAL ESTATE · Skip Kirst. MLS #O6441437.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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