878 E CHARING CROSS CIRCLE, LAKE MARY, FL, 32746
Active11 days on marketListed Sep 16, 2026MLS #O6441479
About this home
878 E CHARING CROSS CIRCLE
Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1,369 sq. ft. in the desirable City of Lake Mary, served by A-rated schools. Built with durable concrete block construction and a stucco finish, the home features vaulted ceilings, a spacious great room with a wood-burning fireplace, and an updated kitchen with quartz countertops and newer appliances. Both bathrooms have been tastefully updated with quartz countertops. The 2019 HVAC system and 2020 roof add peace of mind, while the lush landscape and irrigation system enhance the home's curb appeal. The primary suite offers direct access to the screened lanai, creating an inviting connection to the beautifully landscaped outdoor space. Currently tenant occupied with an excellent tenant paying $2,275 per month, with the current lease through January 31, 2027.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,369
Sqft
0.1 ac
Lot size
2
Garage
1988
Year built
One
Levels
$303
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,187 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.6%
$/sqft vs Lake Mary actives
$303 vs $242
Days on market
11 vs 35 typical
Where $303/sqft sits among the 183 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Greenwood Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Greenwood Lakes — neighborhood snapshot
Population
1,921
Median age
39
Median income
$87,631
Median home value
$329,274
Avg household
3
Households w/ children
258
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
93 of 183
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 878 E CHARING CROSS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$400,000
498 WHITTINGHAM PLACE · same community
3 bd · 2 ba · 1,408 sqft · $284/sqft · 25 DOM
Sold · May ’26$525,000
515 HUXFORD COURT · same community
4 bd · 2.5 ba · 1,757 sqft · $299/sqft · 4 DOM
Sold · May ’26$357,000
330 MARJORIE BOULEVARD
3 bd · 2 ba · 1,375 sqft · $260/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 878 E CHARING CROSS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 878 E CHARING CROSS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
878 E CHARING CROSS CIRCLE FAQs
What would the monthly payment be for 878 E CHARING CROSS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,187/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 878 E CHARING CROSS CIRCLE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 878 E CHARING CROSS CIRCLE?+
The most recent tax bill on record (2025) was $4,729. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 878 E CHARING CROSS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $415,000, this home is listed about 14% below the Lake Mary median of $485,000. The market section on this page shows how the area is trending.
Which schools are assigned to 878 E CHARING CROSS CIRCLE?+
Greenwood Lakes Middle School (middle), Lake Mary High School (high), Lake Mary Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PORZIG REALTY · Derrick Thomas. MLS #O6441479.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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