CENTURY 21 Edge
$349,000$355,0003 bd2.5 ba1,568 sqft$223 /sqft≈$2,665 /mo all-in ↓

104 CANTERBURY BELL DRIVE, OVIEDO, FL, 32765

Active26 days on marketListed Sep 15, 2026MLS #O6441914

✦ Priced 19% below the OVIEDO 32765 median✦ Reduced $6KTownhouseOVIEDO PARK TWNHMS

Come see it

Upcoming open house

Sun, Oct 11

12:00 PM – 2:00 PM

About this home

104 CANTERBURY BELL DRIVE

SELLER SAYS SELL! NEW IMPROVED PRICE...AMAZING MARKET DEAL! This Private & Gated Townhome has mature landscaping, small ponds and sidewalks to stroll on…it’s like everyday’s a vacation here in desirable Oviedo Park Townhome community. Mediterranean flare with lovely tile roofs and paver driveways, plus community pool…all this with the LOWEST HOA FEES around, only $184/monthly! Enter to a pavered pathway and small decorative gate, leading to a tall glass front door. Terrific TILE floors throughout the 1st level are convenient and an easy clean. Freshly CLEANED CARPETS too!  Owner has taken pride here and created an oversized pantry/storage/mudroom area off the front door and garage entrance, plus additional storage in the kitchen with a bar-height space for more groceries and hiding the unsightly garbage can - genius! This open concept living/dining/kitchen space is great for entertaining and gathering. Large living room area has plenty of space for loads of furniture, dining space is generous and can accommodate a large table and multiple chairs, kitchen also has a bar space for extra stools/seating. A new kitchen blends nicely with the open concept, handsome soft-close cabinetry and pretty exotic style stone counters has also been completed to round out this very livable space. Dining leads out to the back patio that easily accommodates a grill and seating for those evening BBQs, morning coffee or watching the wildlife in the landscaped green belt, plus no rear neighbors-for even more privacy. For your guests, there is a half-bath also downstairs. Unwind upstairs in a spacious Primary Suite with lots of room for all your furniture and a large walk-in closet, a terrific bath suite including a jetted soaking tub, walk-in shower, double vanity and private water closet. Two other nice sized bedrooms and 2nd full bath, make up the upstairs living. Home features a one-car garage & laundry area, an indoor fire sprinkler system, water softener system, garage shelving, and the HOA maintains the grounds and pool, along with the main gate. Conveniently located near UCF, Lockheed, Aloma Ave, minutes to Hwy 417 and close to Sanford Airport & Seminole county school system as well. Recent Updates to the Unit Include: BRAND NEW HVAC SYSTEM (Sept 2026), water heater (2025), kitchen refrigerator (2025). Units in this desirable townhome community don’t last long, so be quick. WELCOME HOME to your new carefree spot, relax in your community pool-you don't have to clean and no need for a lawnmower, so sell it and move in here! ~This one is EASY to LIVE WITH and IN~

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,568

Sqft

0.05 ac

Lot size

1

Garage

2008

Year built

Two

Levels

$223

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDryer · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorSidewalk

Community & fees

HOA fee$184/mo
Taxes (2025)$1,350/yr
PetsYes
CommunityGated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,665 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$113
HOA fee — from the listing$184
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$2,665/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$113
HOA / condo fee$184
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$302KedgeAI estimate $348,652 · range $315K–$361K$376K

vs edgeAI estimate

+0.1%

$/sqft vs Oviedo actives

$223 vs $243

Days on market

26 vs 66 typical

Where $223/sqft sits among the 190 Oviedo actives

41
46 · this home
40
31
18
14
$186–212$212–237$237–262$262–288$288–313$313+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oviedo

Drive times from this address

Downtown Orlando≈ 22 min
Orlando Int’l Airport (MCO)≈ 31 min
Universal Orlando≈ 35 min
Walt Disney World≈ 48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

MiddleJackson Heights Middle School★★★★★
ElementaryLawton Elementary School★★★★★
HighOviedo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$530K → $540K

Oviedo median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

126 of 190

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,000 ▼ $6K
Sep 15, 2026Listed at $355,000 · 26 days on market since
2008Built · OVIEDO PARK TWNHMS

Reality check

What actually sold near 104 CANTERBURY BELL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16 CANTERBURY BELL DRIVESold · Apr ’26

$330,000

16 CANTERBURY BELL DRIVE · same community

3 bd · 2.5 ba · 1,568 sqft · $210/sqft · 13 DOM

72 CANTERBURY BELL DRIVESold · Sep ’26

$359,000

72 CANTERBURY BELL DRIVE · same community

3 bd · 2.5 ba · 1,568 sqft · $229/sqft · 3 DOM

221 ROSA AVENUESold · Jul ’26

$347,000

221 ROSA AVENUE

3 bd · 2 ba · 1,588 sqft · $219/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 104 CANTERBURY BELL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 104 CANTERBURY BELL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

104 CANTERBURY BELL DRIVE FAQs

What would the monthly payment be for 104 CANTERBURY BELL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,665/mo — principal and interest, the actual property-tax bill, the $184/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 104 CANTERBURY BELL DRIVE?+

The association fee works out to $184 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 104 CANTERBURY BELL DRIVE?+

The most recent tax bill on record (2025) was $1,350. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 104 CANTERBURY BELL DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $349,000, this home is listed about 28% below the Oviedo median of $485,000. The market section on this page shows how the area is trending.

Which schools are assigned to 104 CANTERBURY BELL DRIVE?+

Jackson Heights Middle School (middle), Lawton Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OVIEDO 32765 market on paper

$349,000 is 19% below the OVIEDO 32765 median of $430,000, and at $223/sqft it sits under the Oviedo average of $254.

02Strong assigned schools

Jackson Heights Middle School, Lawton Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $355,000, now $349,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of KELLY PRICE & COMPANY LLC · Teresa Jones. MLS #O6441914.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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