3776 WATERCLIFF CIRCLE, GRAND ISLAND, FL, 32735
Active7 days on marketListed Sep 15, 2026MLS #O6441977
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About this home
3776 WATERCLIFF CIRCLE
Move-in ready new construction with builder move-in specials available! This thoughtfully designed 3-bedroom, 2-bath block home offers nearly 1,500 sq ft of open-concept living space on a 55' wide homesite. Featuring upgraded tile flooring throughout the main living areas, professionally designed landscaping with St. Augustine sod and irrigation, and a paver driveway. The home showcases 9'4" ceilings, an 8' tall front door, and large rear sliders that fill the living space with natural light. The kitchen features granite countertops, bar seating, 36" upper cabinets with hardware, and a stainless steel appliance package. The spacious primary suite includes a private bath with dual sinks, a walk-in shower, and a large walk-in closet. Grand Isle offers minimal HOA fees, no CDD fees, and a community dog walk/park area. Located just minutes from historic downtown Eustis, Lake Eustis, local shops, dining, festivals, and a short drive to Mount Dora, Tavares, and major roads for easy commuting. Ask about current builder specials and incentives, or visit the Model Sales Center to learn more!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,458
Sqft
0.15 ac
Lot size
2
Garage
2026
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,466/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.1%
$/sqft vs Grand Island actives
$213 vs $170
Days on market
7 vs 48 typical
Where $213/sqft sits among the 25 Grand Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Grand Island. See the full Grand Island guide →
GRAND ISLAND 32735 — neighborhood snapshot
Population
5,346
Median age
48.7
Median income
$68,503
Median home value
$252,500
Avg household
2.54
Households w/ children
587
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Grand Island market
$332K → $348K
Grand Island median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
18 of 25
Grand Island actives have cut their price
Median sold price, Grand Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the GRAND ISLAND 32735 median. See the full Grand Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 3776 WATERCLIFF CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$315,000
3756 WATERCLIFF CIRCLE · same community
3 bd · 2 ba · 1,458 sqft · $216/sqft · 98 DOM
Sold · Mar ’26$311,360
3708 WATERCLIFF CIRCLE · same community
3 bd · 2 ba · 1,458 sqft · $214/sqft · 42 DOM
Sold · Apr ’26$329,900
3772 WATERCLIFF CIRCLE · same community
4 bd · 2 ba · 1,672 sqft · $197/sqft · 165 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3776 WATERCLIFF CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3776 WATERCLIFF CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3776 WATERCLIFF CIRCLE FAQs
What would the monthly payment be for 3776 WATERCLIFF CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,181/mo — principal and interest, estimated property taxes, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3776 WATERCLIFF CIRCLE?+
The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3776 WATERCLIFF CIRCLE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3776 WATERCLIFF CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Grand Island?+
At $311,090, this home is listed about 17% below the Grand Island median of $373,490. The market section on this page shows how the area is trending.
Which schools are assigned to 3776 WATERCLIFF CIRCLE?+
Treadway Elementary School (elementary), Eustis High School (high), Eustis Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GRAND ISLAND 32735 market on paper
$311,090 is 16% below the GRAND ISLAND 32735 median of $370,000.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Grand Island market that averages 48 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SUMMERPARK HOMES REALTY LLC · Christopher Dimillo. MLS #O6441977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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