
8704 BAY CREST LANE, TAMPA, FL, 33615
Active9 days on marketListed Oct 3, 2026MLS #O6442076
About this home
8704 BAY CREST LANE
Experience exceptional waterfront living in Tampa’s established Bay Crest Park community. This impressive 5,091 sq. ft. residence offers 7 bedrooms and 6 baths, Media center that doubles as 8th bedroom and Laundry closet, combining generous living space, extensive upgrades and a versatile floor plan designed for everyday comfort, entertaining and multigenerational living. The home features a main-level primary suite, two additional upstairs en-suite bedrooms, a flexible office/bedroom with dual-access bath, and laundry facilities on both levels. Interior appointments include Level 5 calcite countertops and window sills, solid-wood birch cabinetry by Lily Ann Cabinets, commercial-style Electrolux appliances, crown molding, 6-inch baseboards, LED lighting, tile flooring downstairs and wood-plank flooring upstairs. Significant improvements include two HVAC systems with four independently controlled zones, separate electrical panels for the upper and lower levels, updated plumbing, water softener, impact windows and doors, and fiber/CAT6E connectivity. Even the one-car garage is conditioned with central air and heat. Outdoor living is equally impressive with a recently resurfaced saltwater pool, Florida room, upstairs balcony and private waterfront setting. The dock and boat lift feature newer poles and cabling, with an aluminum lift configured for a Triton, providing canal access toward Tampa Bay. Bay Crest Park offers a distinctive waterfront lifestyle with a residents-only community boat ramp while remaining conveniently located near Rocky Point, Tampa International Airport, Westshore, International Plaza, dining, shopping and major Tampa employment centers. From its expansive floor plan and substantial upgrades to its pool, dock and connection to Tampa Bay, 8704 Bay Crest Lane delivers the space, versatility and waterfront lifestyle that define exceptional Tampa living.
Facts & features
The home at a glance
7
Bedrooms
6
Bathrooms
5,091
Sqft
0.17 ac
Lot size
1
Garage
1967
Year built
Two
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,961 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,961/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.2%
$/sqft vs Tampa actives
$331 vs $289
Days on market
9 vs 64 typical
Where $331/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Crest Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Bay Crest Park — neighborhood snapshot
Population
2,383
Median age
42
Median income
$106,697
Median home value
$427,548
Avg household
3
Households w/ children
329
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
233 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 359% above the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8704 BAY CREST LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$592,000
4802 BAY CREST DRIVE · same community
4 bd · 3 ba · 2,684 sqft · $221/sqft · 65 DOM
Sold · Mar ’26$2,900,000
7303 PELICAN ISLAND DRIVE
6 bd · 5 ba · 5,345 sqft · $543/sqft · 67 DOM
Sold · Apr ’26$1,197,500
8425 FLAGSTONE DRIVE
6 bd · 3.5 ba · 3,027 sqft · $396/sqft · 226 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8704 BAY CREST LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8704 BAY CREST LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8704 BAY CREST LANE FAQs
What would the monthly payment be for 8704 BAY CREST LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,961/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8704 BAY CREST LANE?+
The most recent tax bill on record (2025) was $12,822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8704 BAY CREST LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,686,450, this home is listed about 288% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8704 BAY CREST LANE?+
Bay Crest Elementary School (elementary), Webb Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,686,450 runs 359% above the TAMPA 33615 median — but at 5,091 sqft it's also nearly 3 times the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Bay Crest Elementary School, Webb Middle School, Alonso High School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of POP REALTY POWERED BY SELLSTATE · Luis Tillett. MLS #O6442076.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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