7451 SW 76TH TERRACE, OCALA, FL, 34481
Active24 days on marketListed Sep 16, 2026MLS #O6442305
About this home
7451 SW 76TH TERRACE
Florida living in Liberty Village, one of Ocala’s desirable 55+ communities. Built in 2023, this beautifully maintained home combines modern finishes, a thoughtfully designed floor plan, and fantastic indoor-outdoor living with 3 bedrooms, a dedicated office/den, 2 bathrooms, and approximately 1,755 square feet of living space. Step inside to a bright, open-concept design where ceramic tile flows throughout the main living areas. At the center of the home, the spacious kitchen is designed for entertaining with stainless steel appliances, solid-surface countertops, generous cabinetry, and a large center island with breakfast-bar seating. The kitchen opens effortlessly to the dining and living areas, while sliding glass doors bring in abundant natural light and create a seamless connection to the outdoor living space. The primary suite offers a private retreat with a generous walk-in closet and ensuite bath featuring dual sinks and an impressive walk-in shower with three shower heads. A split-bedroom design provides additional privacy for guests, while the separate office/den gives you the flexibility for a home office, hobby room, reading space, or additional sitting area. Florida living continues outside with a spacious screened lanai, perfect for morning coffee, evening cocktails, or entertaining year-round. Beyond the lanai is a fully fenced backyard, providing additional privacy and a secure outdoor space for pets, gardening, or simply relaxing. Living in Liberty Village means enjoying the lifestyle as much as the home. Community amenities include a resort-style outdoor pool and sundeck, pickleball, bocce ball and shuffleboard courts, picnic and BBQ areas, scenic paths, and an active social calendar with clubs and events throughout the year. Conveniently located near the World Equestrian Center, medical facilities, shopping, restaurants, Historic Downtown Ocala, Silver Springs State Park, and the Florida Horse Park, this home puts some of Ocala’s best destinations within easy reach. Built in 2023, move-in ready, fenced backyard, screened lanai, modern finishes, and resort-style 55+ amenities—this is the Florida lifestyle you’ve been waiting for!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,755
Sqft
0.16 ac
Lot size
2
Garage
2023
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,724 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,724/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
$/sqft vs Ocala actives
$188 vs $181
Days on market
24 vs 74 typical
Where $188/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Liberty Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,850/mo median
Live Ocala rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Liberty Village
Liberty Village is a short-term-rental community. See the full guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
222 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7451 SW 76TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$325,000
7412 SW 76TH TERRACE · same community
3 bd · 2 ba · 1,755 sqft · $185/sqft · 112 DOM
Sold · May ’26$360,000
7340 SW 76TH TERRACE · same community
2 bd · 2 ba · 1,548 sqft · $233/sqft · 54 DOM
Sold · Apr ’26$409,000
7731 SW 74TH LOOP · same community
3 bd · 3 ba · 2,039 sqft · $201/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7451 SW 76TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7451 SW 76TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7451 SW 76TH TERRACE FAQs
What would the monthly payment be for 7451 SW 76TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,724/mo — principal and interest, the actual property-tax bill, the $156/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7451 SW 76TH TERRACE?+
The association fee works out to $156 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7451 SW 76TH TERRACE?+
The most recent tax bill on record (2025) was $3,841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 7451 SW 76TH TERRACE be rented short-term?+
Yes — this home sits inside Liberty Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 7451 SW 76TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $329,900, this home is listed about 10% above the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 7451 SW 76TH TERRACE?+
West Port High School (high), Saddlewood Elementary School (elementary), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Richard Gailey. MLS #O6442305.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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