3630 S SCENIC HIGHWAY, LAKE WALES, FL, 33898
Active3 days on marketListed Sep 19, 2026MLS #O6442608
About this home
3630 S SCENIC HIGHWAY
Welcome to the Sunset Beach House on Blue Lake, where Florida's clearest freshwater meets 240' of pristine sugar sand beach at the lakeshore. Set on 3 acres within the rolling pastures and groves of Polk County along Scenic Highway yet only minutes from the charm and many conveniences of downtown Lake Wales, the Sunset Beach House is a true slice of Heaven, with extraordinary lake and sunset views in a private and pristine natural setting. On the main floor, the open living area leads to a remodeled light and bright kitchen, and there are three bedrooms and two full bathrooms, and a powder room. The dramatic cathedral ceilings frame floor to ceiling picture windows overlooking the lake and leading to the large balcony overlooking the pool and lake. In the basement there is a large 4th bedroom or in-law suite, with a full bathroom. Blue Lake is known for its unusual depth (up to 60') and extraordinarily clear blue water, and exceptional for water skiing, with a slalom course on the lake. Schedule to view today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,816
Sqft
2.99 ac
Lot size
2
Garage
1961
Year built
Three Or More
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,924 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,924/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Wales actives
$316 vs $169
Days on market
3 vs 57 typical
Where $316/sqft sits among the 359 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crooked Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
Crooked Lake — neighborhood snapshot
Population
768
Median age
47
Median income
$56,824
Median home value
$167,859
Avg household
2
Households w/ children
70%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
176 of 359
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 540% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 3630 S SCENIC HIGHWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$410,000
1404 N CROOKED LAKE DRIVE · same community
3 bd · 3 ba · 2,559 sqft · $160/sqft · 1 DOM
Sold · Aug ’26$560,000
3851 MUNCIE ROAD · same community
3 bd · 2.5 ba · 2,509 sqft · $223/sqft · 18 DOM
Sold · Oct ’25$344,900
2390 LAKE EASY ROAD · same community
5 bd · 2 ba · 2,232 sqft · $155/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3630 S SCENIC HIGHWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3630 S SCENIC HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3630 S SCENIC HIGHWAY FAQs
What would the monthly payment be for 3630 S SCENIC HIGHWAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,924/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3630 S SCENIC HIGHWAY?+
The most recent tax bill on record (2025) was $7,602. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Wales?+
At $889,000, this home is listed about 243% above the Lake Wales median of $258,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3630 S SCENIC HIGHWAY?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$889,000 runs 540% above the LAKE WALES 33898 median — but at 2,816 sqft it's also nearly twice the size of the typical Lake Wales listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Lake Wales market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LAKEFIELD REALTY GROUP LLC · Drew Ross. MLS #O6442608.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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