161 OLD MOSS CIRCLE, DELAND, FL, 32724
Active5 days on marketListed Oct 6, 2026MLS #O6442623
About this home
161 OLD MOSS CIRCLE
Built in 2019, this well-maintained home at 161 Old Moss Circle offers comfortable, low-maintenance living within the gated Victoria Gardens 55+ community. The open layout provides an easy flow between the living, dining, and kitchen areas, creating a bright and welcoming space that works well for everyday use and for entertaining. The kitchen features generous cabinetry and counter space, offering practical functionality for meal preparation and gatherings. The primary suite serves as a private retreat with a walk-in shower and a well-sized closet, while additional rooms provide flexible options for guests, hobbies, or a home office. A covered lanai extends the living space outdoors and overlooks the landscaped backyard, providing a pleasant setting for hosting friends, enjoying morning coffee, or relaxing in the evening. Residents of Victoria Gardens enjoy access to a private clubhouse, fitness center, resort-style pool, and a full calendar of community activities. With shopping, dining, medical providers, and major roadways close by, this home blends modern construction with the comfort and convenience of an established, amenity-rich community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,510
Sqft
0.11 ac
Lot size
2
Garage
2019
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,285 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,285/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.4%
$/sqft vs Deland actives
$235 vs $206
Days on market
5 vs 56 typical
Where $235/sqft sits among the 400 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cresswind Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
Cresswind Gardens — neighborhood snapshot
Population
1,787
Median age
66
Median income
$85,781
Median home value
$381,500
Avg household
2
Households w/ children
90%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $350K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
245 of 400
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 161 OLD MOSS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$360,000
308 LOCKSLEY COURT · same community
2 bd · 2 ba · 1,543 sqft · $233/sqft · 76 DOM
Sold · Jan ’26$365,000
1069 AVERY MEADOWS WAY · same community
2 bd · 2 ba · 1,651 sqft · $221/sqft · 305 DOM
Sold · Jan ’26$300,000
107 WETHERSFIELD COURT · same community
3 bd · 2 ba · 1,773 sqft · $169/sqft · 138 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 161 OLD MOSS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 161 OLD MOSS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
161 OLD MOSS CIRCLE FAQs
What would the monthly payment be for 161 OLD MOSS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,285/mo — principal and interest, the actual property-tax bill, the $560/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 161 OLD MOSS CIRCLE?+
The association fee works out to $560 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 161 OLD MOSS CIRCLE?+
The most recent tax bill on record (2026) was $3,819. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 161 OLD MOSS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $355,000, this home is listed about 5% below the Deland median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 161 OLD MOSS CIRCLE?+
Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$355,000 runs 11% above the DELAND 32724 median.
02Know the monthly fee
The association fee is $560/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 5 days on market in a Deland market that averages 56 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of THE C SMITH REAL ESTATE GROUP LLC · Robert Campbell. MLS #O6442623.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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