
2605 RIDGETOP WAY, VALRICO, FL, 33594
Active3 days on marketListed Sep 17, 2026MLS #O6442657
About this home
2605 RIDGETOP WAY
Bring your vision to 2605 Ridgetop Way in Valrico, Florida, a 4-bedroom, 2-bath pool home provides approximately 1,600 square feet of living space on an oversized lot. This fixer-upper is designed for the buyer who sees possibility where others see a project. Whether you are a first-time homebuyer ready to create a home of your own, a DIY enthusiast, or an investor searching for a Valrico renovation opportunity, this property provides the space, features, and value-add potential to make the effort worthwhile. Much of the demolition and initial preparation has already been started. The bathrooms have been gutted for renovation, and the home includes almost all of the materials reportedly needed to complete the project, including drywall, flooring, and select appliances. The roof is brand new, the air-conditioning system is newer, and the property will need a new water heater. Buyers should independently verify the condition, quantity, and intended use of all materials, systems, and improvements. The interior floor plan includes four bedrooms, two bathrooms, multiple living spaces, a dining area, a kitchen with a breakfast bar, and a fireplace. Four bedrooms create flexibility for guest accommodations, a home office, fitness room, hobby space, or additional storage. An attached two-car garage and extended driveway provide room for vehicles, tools, and project supplies. Outside, the home delivers the Florida lifestyle features buyers frequently search for: a private in-ground swimming pool, covered screened lanai, spacious backyard, mature landscaping, and a detached storage shed. The oversized lot provides room to design an outdoor entertaining area, garden, play space, or private retreat around the existing pool. Owner-occupants may wish to explore FHA 203(k) renovation financing, which may allow qualified buyers to combine the purchase and eligible renovation costs into one loan with as little very little down, subject to lender approval, appraisal, property eligibility, and program requirements. Investors may also explore renovation or bridge-loan options. No financing approval, renovation budget, future value, resale timeline, or equity amount is guaranteed. Located in Valrico, this home provides convenient access to State Road 60, Bloomingdale Avenue, I-75, and I-4 for travel toward Brandon, Tampa, Plant City, and surrounding employment centers. Nearby shopping and groceries include Publix, Walmart, ALDI, Target, and the retail corridors along Brandon Boulevard and Bloomingdale Avenue. Brandon Exchange provides additional shopping, dining, and entertainment. Local dining options include Ford’s Garage, Texas Roadhouse, Miller’s Ale House, Bonefish Grill, First Watch, and numerous locally owned restaurants throughout Valrico and Brandon. Enjoy nearby attractions and recreation at Topgolf Tampa, Dave & Buster’s, Lithia Springs Park, Alafia River State Park, and area community parks. Healthcare options include HCA Florida Brandon Hospital, BayCare Urgent Care, Tampa General Medical Group locations, and other medical providers throughout the Brandon-Valrico area. Comparable renovated pool homes can move quickly, making this an opportunity to renovate for personal use, resale, or a future rental strategy. Bring your contractor, review the available materials, evaluate the renovation scope, and imagine what this four-bedroom Valrico pool home could become. Schedule your showing and explore the potential at 2605 Ridgetop Way.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,595
Sqft
0.25 ac
Lot size
2
Garage
1981
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,762 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,762/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs Valrico actives
$219 vs $215
Days on market
3 vs 36 typical
Where $219/sqft sits among the 197 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Ridgeland — neighborhood snapshot
Population
998
Median age
44
Median income
$121,563
Median home value
$407,600
Avg household
3
Households w/ children
131
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
125 of 197
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 2605 RIDGETOP WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$320,000
909 SILVER RIDGE WAY · same community
3 bd · 2 ba · 1,457 sqft · $220/sqft · 44 DOM
Sold · Aug ’26$345,725
2527 RIDGETOP WAY · same community
3 bd · 2 ba · 1,788 sqft · $193/sqft · 191 DOM
Sold · Jun ’26$360,000
2618 RIDGETOP WAY · same community
4 bd · 2 ba · 1,853 sqft · $194/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2605 RIDGETOP WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2605 RIDGETOP WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2605 RIDGETOP WAY FAQs
What would the monthly payment be for 2605 RIDGETOP WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,762/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2605 RIDGETOP WAY?+
The most recent tax bill on record (2025) was $4,642. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Valrico?+
At $350,000, this home is listed about 26% below the Valrico median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2605 RIDGETOP WAY?+
Valrico Elementary School (elementary), Mulrennan Middle School (middle), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the VALRICO 33594 market on paper
$350,000 is 17% below the VALRICO 33594 median of $419,400.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Valrico market that averages 36 — if it fits, move quickly.
04Strong assigned schools
Valrico Elementary School, Mulrennan Middle School, Durant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LIVE MVRK LLC · Gabriel Flete. MLS #O6442657.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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