CENTURY 21 Edge

SHAD ROAD, ASTOR, FL, 32102

Active4 days on marketListed Sep 18, 2026MLS #O6443044

Priced 30% below the ASTOR 32102 medianMANHATTAN SEC 21

About this home

SHAD ROAD

Own your own piece of Florida! Nearly 10 acres of wooded land in Astor, offering a peaceful setting surrounded by Florida’s natural beauty. Imagine having your own private escape where you can unplug, enjoy nature and explore the possibilities of owning recreational acreage away from the hustle and bustle of everyday life. Located near the Ocala National Forest and the St. Johns River, the surrounding area offers plenty of opportunities for fishing, boating, hiking and exploring the outdoors. Whether you're looking for a long-term land investment, recreational acreage or a place to enjoy nature, this is an opportunity to own a sizable piece of Old Florida. The property is recognized by Lake County as a legal lot of record and is zoned Agricultural with a Rural future land use designation. The entire parcel is located in FEMA Flood Zone AE and contains wetlands and areas subject to seasonal standing water. Legal access has not been confirmed, and residential buildability is subject to Lake County zoning clearance and applicable approvals. Buyers should independently verify legal access, permitted uses and development feasibility.

Facts & features

The home at a glance

9.99 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods

Community & fees

Taxes (2025)$386/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,135 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$877
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$32
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,215
Interest rate6.00%
Loan term

Estimated payment

$1,135/mo

Principal & interest$877
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$32
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Astor

Get to know Astor. See the full Astor guide →

ASTOR 32102 — neighborhood snapshot

Population

2,401

Median age

59

Median income

$56,598

Median home value

$142,500

Avg household

1.94

Households w/ children

97%

For the school run

Lake County School District

ElementarySpring Creek Charter School★★★★★
MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Astor market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$235K$250K

Astor median sold, yr/yr

89.2%

Sale-to-list ratio (12 mo)

Median sold price, Astor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% below the ASTOR 32102 median. See the full Astor market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $149,000 · 4 days on market since

Reality check

What actually sold near SHAD ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

25646 BASS ROADSold · Jun ’26

$250,000

25646 BASS ROAD

2 bd · 2 ba · 1,208 sqft · $207/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about SHAD ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for SHAD ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

SHAD ROAD FAQs

What would the monthly payment be for SHAD ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,135/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on SHAD ROAD?+

The most recent tax bill on record (2025) was $386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Astor?+

At $149,000, this home is listed about 42% below the Astor median of $255,000. The market section on this page shows how the area is trending.

Which schools are assigned to SHAD ROAD?+

Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ASTOR 32102 market on paper

$149,000 is 30% below the ASTOR 32102 median of $214,000.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 4 days on market in a Astor market that averages 34 — if it fits, move quickly.

Listing courtesy of ALIGN REAL ESTATE LLC · Immu Korvenmaa. MLS #O6443044.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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SHAD ROAD, ASTOR, FL — $149,000 | CENTURY 21 Edge