CENTURY 21 Edge
$440,000$450,0002 bd1 ba850 sqft$518 /sqft≈$3,353 /mo all-in ↓

2415 WACCASSA STREET, GENEVA, FL, 32732

Active22 days on marketListed Sep 19, 2026MLS #O6443279

✦ Priced 8% below the GENEVA 32732 median✦ Reduced $10KWaterfrontSingle Family ResidenceOSCEOLA BLUFF SOUTH 5 ACRE DEV 86 PARCELS

About this home

2415 WACCASSA STREET

Discover the privacy, space, and possibilities of country living at 2415 Waccassa Street in Geneva, situated on approximately 5 acres with a private pond and surrounded by mature trees and natural Florida scenery. Zoned Agricultural, the property is located in Flood Zone X (the good one) with no known wetlands and is within a USDA-eligible area, offering potential zero-down financing for qualified buyers. The property features three separate structures, including a charming 2-bedroom, 1-bath block home, a spacious pole barn, and an additional outbuilding with a covered carport and enclosed storage area—providing plenty of room for vehicles, RVs, boats, equipment, or workshop use. Inside the home, you’ll find high ceilings, tile flooring, fresh neutral colors, recessed lighting, and a beautiful stone fireplace. The kitchen offers abundant wood cabinetry, stainless-steel appliances, tiled countertops, a pass-through breakfast bar, and an adjoining dining area. French doors lead to a large covered patio with a coordinating stone accent wall and expansive openings overlooking the peaceful surroundings. Whether you are seeking a private homestead, room for recreational equipment, or versatile storage and workspace, this unique Geneva property offers plenty of room to make it your own. Buyer to verify zoning, permitted uses, wetlands and flood-zone status, USDA eligibility, measurements, and information regarding all structures.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

850

Sqft

4.98 ac

Lot size

2

Garage

1994

Year built

One

Levels

$518

Per sqft

WaterfrontFireplacePets allowed

Inside

FlooringTile
AppliancesRange · Refrigerator
InteriorThermostat
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Concrete
FoundationConcrete Perimeter
FacesNortheast
ExteriorPrivate Yard · Storage

Community & fees

Taxes (2025)$4,893/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,353 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$408
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,400
Interest rate6.00%
Loan term

Estimated payment

$3,353/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$408
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$358KedgeAI estimate $414,608 · range $373K–$444K$461K

vs edgeAI estimate

+6.1%

$/sqft vs Geneva actives

$518 vs $355

Days on market

22 vs 110 typical

Where $518/sqft sits among the 22 Geneva actives

7
9
4
0 · this home
0
2
$235–318$318–400$400–483$483–566$566–649$649+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Osceola Bluff North

Drive times from this address

Downtown Orlando≈ 56 min
Orlando Int’l Airport (MCO)≈ 64 min
Universal Orlando≈ 68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Geneva. See the full Geneva guide →

Osceola Bluff North — neighborhood snapshot

Population

335

Median age

47

Median income

$97,159

Median home value

$387,700

Avg household

3

Households w/ children

26%

For the school run

Seminole County School District

ElementaryGeneva Elementary School★★★★★
MiddleChiles Middle School★★★★★
HighOviedo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Geneva market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$465K → $680K

Geneva median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

16 of 22

Geneva actives have cut their price

Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the GENEVA 32732 median. See the full Geneva market guide →

Paper trail

This home's history

CurrentPrice reduced to $440,000 ▼ $10K
Sep 19, 2026Listed at $450,000 · 22 days on market since
1994Built · OSCEOLA BLUFF SOUTH 5 ACRE DEV 86 PARCELS

Reality check

What actually sold near 2415 WACCASSA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2291 WACCASSA STREETSold · Aug ’26

$670,000

2291 WACCASSA STREET · same community

2 bd · 1.5 ba · 1,824 sqft · $367/sqft · 4 DOM

2651 CANVASBACK TRAILSold · Nov ’25

$550,000

2651 CANVASBACK TRAIL · same community

3 bd · 2 ba · 1,860 sqft · $296/sqft · 56 DOM

1685 E OSCEOLA ROADSold · Oct ’26

$650,000

1685 E OSCEOLA ROAD · same community

4 bd · 2.5 ba · 2,251 sqft · $289/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2415 WACCASSA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2415 WACCASSA STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2415 WACCASSA STREET FAQs

What would the monthly payment be for 2415 WACCASSA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,353/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2415 WACCASSA STREET?+

The most recent tax bill on record (2025) was $4,893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2415 WACCASSA STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Geneva?+

At $440,000, this home is listed about 26% below the Geneva median of $595,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2415 WACCASSA STREET?+

Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the GENEVA 32732 market on paper

$440,000 is 8% below the GENEVA 32732 median of $477,500.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $450,000, now $440,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of REGENCY REAL ESTATE LLC · Evelyn Tejada. MLS #O6443279.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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