6910 RANCHERO COURT, ST CLOUD, FL, 34771
Active2 days on marketListed Sep 21, 2026MLS #O6443332
About this home
6910 RANCHERO COURT
Exceptional estate situated on approximately 3.7 acres, offering a spacious main residence, private in-law suite/guest house, swimming pool, basketball court, home theater and expansive outdoor entertaining areas. The property features porcelain and bamboo flooring, a remodeled primary bathroom, marble kitchen countertops, stone fireplace and beautiful lake views. The separate guest house provides additional bedrooms, bathroom, kitchen and private living space, ideal for extended family or guests. Enjoy privacy, generous living areas and resort-style amenities while remaining conveniently located in Saint Cloud.
Facts & features
The home at a glance
8
Bedrooms
4
Bathrooms
4,488
Sqft
3.01 ac
Lot size
3
Garage
2003
Year built
Two
Levels
$354
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,008 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,008/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs BAY LAKE RANCH UNIT 3
$354 vs $331
Days on market
2 vs 47 typical
Where $354/sqft sits among the 6 homes for sale in BAY LAKE RANCH UNIT 3
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
4 of 6
BAY LAKE RANCH UNIT 3 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 282% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 6910 RANCHERO COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,050,000
2245 BRONCO DR. · same community
5 bd · 5.5 ba · 3,439 sqft · $305/sqft · 53 DOM
Sold · Jul ’26$460,000
1965 MUSTANG COURT · same community
4 bd · 2 ba · 2,464 sqft · $187/sqft · 79 DOM
Sold · Jun ’26$685,000
1925 MUSTANG COURT · same community
5 bd · 2.5 ba · 2,413 sqft · $284/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6910 RANCHERO COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6910 RANCHERO COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6910 RANCHERO COURT FAQs
What would the monthly payment be for 6910 RANCHERO COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,008/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6910 RANCHERO COURT?+
The most recent tax bill on record (2025) was $8,077. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $1,589,900, this home is listed about 271% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6910 RANCHERO COURT?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,589,900 runs 282% above the ST CLOUD 34771 median — but at 4,488 sqft it's also nearly twice the size of the typical St Cloud listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a St Cloud market that averages 47 — if it fits, move quickly.
04Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOME PARADE REALTY CORP · Katherine Hernandez. MLS #O6443332.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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