139 OLIVE TREE CIRCLE, ALTAMONTE SPRINGS, FL, 32714
Active12 days on marketListed Oct 4, 2026MLS #O6443413
About this home
139 OLIVE TREE CIRCLE
Virtually Staged. The courtyard table STOP SCROLLING and start packing, but 1st let's write a CONTRACT Offer the seller can not resist. *** THIS HOME COMES WITH AN ASSUMABLE 3.125 interest rate *** Make sure to watch the virtual tour ***A lender discount is also available!*** COMPLETELY RENOVATED & MOVE-IN-READY townhome-style condominium in the gated, MAINTENANCE-FREE, and PET-FRIENDLY Montgomery Club Community, featuring a 1-CAR GARAGE. The HOA recently completed major exterior improvements, including a NEW ROOF (2026), gutters, exterior paint, community pressure washing, and NEW PAVERS—providing long-term peace of mind and an inviting curb appeal. Step inside to appreciate the redesigned first floor, which flows seamlessly on one level, creating a modern, inviting space ideal for entertaining. The kitchen, bathrooms, and bedrooms have all been updated, complemented by new flooring, all-new light fixtures, outlets, and switches for a clean, cohesive finish throughout. The kitchen is a true showpiece with ALL-WOOD CUSTOM SHAKER cabinetry, a one-of-a-kind STAINLESS STEEL 3D BACKSPLASH, an oversized STAINLESS STEEL FARM SINK, and a ONE-PIECE white QUARTZ countertop with an extended bar top opening to the dining and living areas. Low-E sliding glass doors lead to the spacious private courtyard (23x15)—the perfect spot to gather and entertain. Both the living room and dining room offer sliding glass doors to the screened-in rear patio overlooking the greenbelt with NO REAR NEIGHBORS, delivering exceptional privacy. Upstairs, all bedrooms and two full bathrooms are thoughtfully arranged. The spacious primary suite features vaulted ceilings, an ensuite dressing area, walk-in closet, spa-like bathroom, and a private balcony with tranquil greenbelt views. The two front-facing bedrooms share a beautifully renovated full bathroom. Experience the Florida lifestyle—play a round of tennis before relaxing by the community pool. This home offers an excellent blend of thoughtful updates, a prime location, and low-maintenance living—ideal for anyone seeking a move-in-ready property in a well-maintained community just minutes from I-4, with easy access to the beaches, Downtown Orlando, and the Theme Parks. Enjoy the OUTDOOR LIFESTYLE Altamonte Springs and Seminole County are known for: Westmonte Recreation Center, RDV Sportsplex, Seminole Wekiva Trail, Wekiwa Springs State Park, Cranes Roost Park, Altamonte Mall, AdventHealth Altamonte, plus abundant restaurants, shopping, and grocery options. NEW ROOF + 2021 NEW HVAC + SPLIT FLOOR PLAN + PRIVACY + NO REAR NEIGHBORS + MAINTENANCE-FREE = this home deserves to be YOURS.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,314
Sqft
0.01 ac
Lot size
1
Garage
1984
Year built
Two
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,988 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,988/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.2%
$/sqft vs Altamonte Springs actives
$227 vs $174
Days on market
12 vs 69 typical
Where $227/sqft sits among the 305 Altamonte Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Weathersfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
Weathersfield — neighborhood snapshot
Population
3,498
Median age
46
Median income
$44,398
Median home value
$146,722
Avg household
2
Households w/ children
324
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Altamonte Springs market
$313K → $325K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
174 of 305
Altamonte Springs actives have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% above the ALTAMONTE SPRINGS 32714 median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 139 OLIVE TREE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$285,000
155 OLIVE TREE CIRCLE UNIT 0 · same community
3 bd · 2.5 ba · 1,314 sqft · $217/sqft · 0 DOM
Sold · May ’26$215,000
148 OLIVE TREE CIRCLE UNIT 148 · same community
2 bd · 2.5 ba · 1,314 sqft · $164/sqft · 295 DOM
Sold · Jul ’26$239,000
153 OLIVE TREE CIRCLE UNIT 153 · same community
3 bd · 2.5 ba · 1,314 sqft · $182/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 139 OLIVE TREE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 139 OLIVE TREE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
139 OLIVE TREE CIRCLE FAQs
What would the monthly payment be for 139 OLIVE TREE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,988/mo — principal and interest, the actual property-tax bill, the $760/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 139 OLIVE TREE CIRCLE?+
The association fee works out to $760 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 139 OLIVE TREE CIRCLE?+
The most recent tax bill on record (2025) was $2,180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 139 OLIVE TREE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $298,000, this home is listed about 50% above the Altamonte Springs median of $199,000. The market section on this page shows how the area is trending.
Which schools are assigned to 139 OLIVE TREE CIRCLE?+
Spring Lake Elementary School (elementary), Teague Middle School (middle), Lake Brantley High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$298,000 runs 97% above the ALTAMONTE SPRINGS 32714 median.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $760/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of UNITED REAL ESTATE PREFERRED · Nadja McMillan, PA. MLS #O6443413.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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