CENTURY 21 Edge
$500,0002 bd2 ba1,670 sqft$299 /sqft≈$4,411 /mo all-in ↓

2496 PINE PRESERVE COURT, ST CLOUD, FL, 34771

Active10 days on marketListed Sep 30, 2026MLS #O6443458

WaterfrontSingle Family ResidenceDEL WEBB SUNBRIDGE

About this home

2496 PINE PRESERVE COURT

Immediately available, fully furnished, and ready to move in, with everything from the furniture to the kitchenware already in place. This Del Webb Prosperity home sits on a water-view homesite with no direct rear neighbors in the gated 55+ Del Webb Sunbridge community. The open-concept layout brings the kitchen, café and gathering room together beneath a tray ceiling, with gray wood-look porcelain tile throughout. The kitchen features built-in stainless appliances, white cabinetry, Pearl Jasmine quartz countertops, a large island, mosaic tile backsplash and a corner walk-in pantry, and it conveys fully stocked with pots, pans, dishes, silverware, bakeware and small appliances. A Tommy Bahama dining table with six chairs and two extra leaves is included, along with the gathering room furnishings, including a reclining La-Z-Boy couch and chair, credenza, lamps and oil paintings. Sliding doors open to the screened, extended covered lanai overlooking the pond, with the lanai pre-plumbed for a future outdoor kitchen. The Owner's Suite includes a Sleep Number split king bed and full bedroom set with two nightstands, a dresser with mirror and a chest of drawers. The en suite bath features dual sinks, a quartz-topped vanity, walk-in glass-door super shower, private water closet and walk-in closet. A pass-through window connects the owner's bath to the upgraded laundry room, which includes quartz-topped cabinets, a utility sink, washer and dryer. On the opposite side of the home, the guest bedroom features an electric king hide-a-bed, dresser, TV and massage chair, with the second full bath nearby. The enclosed flex room is furnished with two leather La-Z-Boy recliners, a fireplace credenza, and a 72-inch TV, providing a ready-to-use den, TV room or home office. The attached 2-car garage includes a frost-free freezer, ladder, toolbox, leaf blower, folding table and chairs, and hose reel. Additional features include a tankless gas water heater, double-pane Low-E windows and blinds. HOA dues cover grounds maintenance, internet and the guarded gate. Residents enjoy the 27,000-square-foot Hammock Club, featuring a fitness center, movement studio, ballroom, arts and crafts rooms and the on-site Tavern & Grille. Outdoor amenities include a zero-entry pool with lap lanes, heated spa, pickleball and tennis courts, amphitheater, fire pits, dog park and walking trails, with a full-time Lifestyle Director organizing clubs, classes and events. The community is near SR-417 and SR-528, less than 5 miles from Lake Nona and Medical City, and approximately 20 minutes from Orlando International Airport, with Lake Nona Town Center shopping and dining nearby. With the furnishings, kitchenware, linens, appliances and household items already in place, this home offers a straightforward move-in experience without the time and expense of furnishing and equipping it yourself.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,670

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

One

Levels

$299

Per sqft

WaterfrontWater viewTurnkey55+ communityPets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorEating Space In Kitchen · In Wall Pest System · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Heat Pump · Natural Gas
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$443/mo
Taxes (2025)$7,720/yr
PetsNumber Limit, Yes
CommunityClubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Park · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Fiber Optics · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,411 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$643
HOA fee — from the listing$443
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$4,411/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$643
HOA / condo fee$443
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$445KedgeAI estimate $478,150 · range $463K–$503K$523K

vs edgeAI estimate

+4.6%

$/sqft vs DEL WEBB SUNBRIDGE

$299 vs $271

Days on market

10 vs 65 typical

Where $299/sqft sits among the 8 homes for sale in DEL WEBB SUNBRIDGE

4
0
0
1
0
3 · this home
$230–242$242–254$254–266$266–277$277–289$289+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Drive times from this address

Orlando Int’l Airport (MCO)≈ 35 min
Downtown Orlando≈ 40 min
Walt Disney World≈ 46 min
Universal Orlando≈ 47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryNarcoossee Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$412K → $399K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

2 of 8

DEL WEBB SUNBRIDGE have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Sep 30, 2026Listed at $500,000 · 10 days on market since
2024Built · DEL WEBB SUNBRIDGE

Reality check

What actually sold near 2496 PINE PRESERVE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2386 LILY BLOOM ROADSold · Jul ’26

$390,000

2386 LILY BLOOM ROAD · same community

2 bd · 2 ba · 1,655 sqft · $236/sqft · 126 DOM

2366 LILY BLOOM ROADSold · Oct ’25

$449,195

2366 LILY BLOOM ROAD · same community

2 bd · 2 ba · 1,655 sqft · $271/sqft · 57 DOM

6253 DEW DROP LOOPSold · May ’26

$496,000

6253 DEW DROP LOOP · same community

2 bd · 2 ba · 1,707 sqft · $291/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 2496 PINE PRESERVE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2496 PINE PRESERVE COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2496 PINE PRESERVE COURT FAQs

What would the monthly payment be for 2496 PINE PRESERVE COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,411/mo — principal and interest, the actual property-tax bill, the $443/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2496 PINE PRESERVE COURT?+

The association fee works out to $443 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2496 PINE PRESERVE COURT?+

The most recent tax bill on record (2025) was $7,720. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2496 PINE PRESERVE COURT?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $500,000, this home is listed about 17% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2496 PINE PRESERVE COURT?+

Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Ty McTague. MLS #O6443458.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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