217 S OAK AVENUE, SANFORD, FL, 32771
Active15 days on marketListed Sep 27, 2026MLS #O6443470
About this home
217 S OAK AVENUE
Live in the heart of Downtown Sanford! This beautifully updated 2-bedroom, 1-bath loft-style apartment puts you just steps from historic downtown Sanford, where shops, restaurants, parks, entertainment, and community events are all within easy reach. Located on the second floor, this light-filled residence offers comfortable urban living with an open-concept, living room area, spacious kitchen, dedicated dining space, two spacious bedrooms, an updated bathroom and the convenience of an inside laundry room. There is an additional flex space that provides the perfect spot for a home office, creative space, or extra storage. Thoughtful updates and modern finishes create a clean, contemporary feel throughout, while the location provides exceptional convenience. Enjoy easy access and walking distance to Sanford Riverwalk, Downtown Sanford, shopping and dining. Whether you're looking for a stylish place to call home or want to experience the walkable lifestyle of Downtown Sanford, this apartment delivers it all. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,160
Sqft
0.07 ac
Lot size
1940
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SANFORD TOWN OF
$2 vs $253
Days on market
15 vs 58 typical
Where $2/sqft sits among the 11 homes for sale in SANFORD TOWN OF
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St. John River & Port
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
St. John River & Port — neighborhood snapshot
Population
878
Median age
63
Median income
$46,383
Median home value
$194,548
Avg household
2
Households w/ children
57%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
4 of 11
SANFORD TOWN OF have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 217 S OAK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$360,000
203 E 10TH STREET · same community
2 bd · 1.5 ba · 1,120 sqft · $321/sqft · 116 DOM
Sold · Sep ’26$260,000
306 S ELM AVENUE · same community
3 bd · 2 ba · 1,257 sqft · $207/sqft · 41 DOM
Sold · Mar ’26$320,000
109 S HOLLY AVENUE · same community
4 bd · 2 ba · 1,264 sqft · $253/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 217 S OAK AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 217 S OAK AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
217 S OAK AVENUE FAQs
What would the monthly payment be for 217 S OAK AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 217 S OAK AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $1,900, this home is listed about 99% below the Sanford median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 217 S OAK AVENUE?+
Hamilton Elementary School (elementary), Midway Elementary School (elementary), Pine Crest Elementary School (elementary), Seminole High School (high), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MAGNUS REALTY GROUP LLC · Cedrick Williams. MLS #O6443470.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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