
3082 KAPALUA COURT, SEBRING, FL, 33872
Active11 days on marketListed Oct 1, 2026MLS #O6443642
About this home
3082 KAPALUA COURT
Welcome to Magnolia Golf Villas, where easy Florida living meets the relaxed golf-community lifestyle of Magnolia Golf Villas in Sun ’N Lake of Sebring. This beautifully maintained 2-bedroom, 2-bath villa offers a bright, spacious interior, thoughtful features, and inviting indoor-outdoor living—all with the convenience of low-maintenance villa living. Step inside to soaring ceilings that create an open, airy feel throughout the home. The living room features an elegant tray ceiling and a wall of windows that fills the space with natural light, creating a warm and welcoming setting for relaxing or entertaining. The kitchen is both attractive and functional, featuring crisp white cabinetry, granite countertops, tile backsplash, and generous workspace for preparing everyday meals or hosting family and friends. All appliances are included, making this home truly move-in ready. The spacious primary suite provides a comfortable private retreat with a well-appointed ensuite bath featuring a double-sink granite vanity, tiled walk-in shower with glass wall, walk-in closet, and linen closet. Located toward the front of the villa, the second bedroom and guest bath offer privacy and separation from the primary suite—perfect for visiting family and friends or a home office. An interior laundry room adds even more convenience with a utility sink plus upper and lower cabinetry for additional storage. Florida living is all about enjoying the outdoors, and this villa gives you two wonderful places to do just that. The screened front entrance offers a welcoming place to enjoy the fresh air, while the screened back patio is ideal for morning coffee, evening cocktails, or simply relaxing and enjoying the peaceful surroundings. And getting around Sun ’N Lake just got more fun—the golf cart is included with the home! Interested in an even easier move? Ask about the opportunity to purchase this beautiful villa furnished. Magnolia Golf Villas offers private community amenities including a pool, cabana and BBQ area, and golf practice greens. You’ll also be conveniently located near the many amenities of Sun ’N Lake, including Deer Run and Turtle Run golf courses, Island View Restaurant & Pub, fitness and recreation facilities, tennis and pickleball courts, dog park, playground, and more. Whether you’re looking for a full-time Florida home, seasonal retreat, or carefree getaway, this villa offers comfort, convenience, and a lifestyle that makes every day feel a little more like vacation. Schedule your showing and discover life at Magnolia Golf Villas!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,512
Sqft
0.05 ac
Lot size
1
Garage
2022
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,758 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,758/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sebring actives
$225 vs $181
Days on market
11 vs 84 typical
Where $225/sqft sits among the 176 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33872 — neighborhood snapshot
Population
13,302
Median age
61.5
Median income
$68,086
Median home value
$193,900
Avg household
2.14
Households w/ children
1,049
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $274K
Sebring median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
82 of 176
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1260% above the SEBRING 33872 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 3082 KAPALUA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$290,000
4857 MYRTLE BEACH DRIVE
3 bd · 2 ba · 1,529 sqft · $190/sqft · 46 DOM
Sold · Mar ’26$229,000
3909 EL RADO AVENUE
3 bd · 2 ba · 1,538 sqft · $149/sqft · 6 DOM
Sold · Dec ’25$289,900
8528 CAPILLA STREET
3 bd · 2 ba · 1,546 sqft · $188/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3082 KAPALUA COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3082 KAPALUA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3082 KAPALUA COURT FAQs
What would the monthly payment be for 3082 KAPALUA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,758/mo — principal and interest, the actual property-tax bill, the $345/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3082 KAPALUA COURT?+
The association fee works out to $345 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3082 KAPALUA COURT?+
The most recent tax bill on record (2025) was $1,219. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3082 KAPALUA COURT?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $339,900, this home is listed about 16% above the Sebring median of $294,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3082 KAPALUA COURT?+
Sun 'n Lake Elementary School (elementary), Hill-Gustat Middle School (middle), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$339,900 runs 1260% above the SEBRING 33872 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Sun 'n Lake Elementary School, Hill-Gustat Middle School, Avon Park High School — Hill-Gustat Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ROBYN PHILLIPS REAL ESTATE SERVICES LLC · Robyn Phillips. MLS #O6443642.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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