5350 PAVIA DRIVE, ST CLOUD, FL, 34771
Active0 days on marketListed Sep 21, 2026MLS #O6443644
About this home
5350 PAVIA DRIVE
Welcome to this beautifully maintained single-family home, built in 2020 in the highly desirable Sunset Groves community of St. Cloud. Featuring a light-filled open-concept floor plan and stylish wood-look tile flooring throughout the main living areas, this home blends modern design with comfortable everyday living. The spacious kitchen is a true highlight, granite countertops, stainless steel appliances, and a large island with casual bar seating—perfect for entertaining or family meals. An ideal split-bedroom layout provides privacy and comfort for the entire household. The generous primary suite serves as a peaceful retreat with a private en-suite bathroom and walk-in closet. Two additional bedrooms share a full bathroom, while a versatile bonus/flex room offers endless possibilities—use it as a home office, gym, playroom, or fourth bedroom. Residents of Sunset Groves enjoy access to a community pool with water views, plus convenient proximity to Lake Nona, local parks, lakes, theme parks, shopping, dining, and major highways. Don’t miss the chance to make this your forever home—call today to schedule your private showing!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,754
Sqft
0.16 ac
Lot size
2
Garage
2020
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,114 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,114/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.5%
$/sqft vs St Cloud actives
$222 vs $216
Days on market
0 vs 47 typical
Where $222/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
248 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5350 PAVIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$365,000
5318 PAVIA DRIVE · same community
3 bd · 2 ba · 1,508 sqft · $242/sqft · 7 DOM
Sold · Oct ’25$535,000
5455 CARRARA COURT · same community
5 bd · 3.5 ba · 3,151 sqft · $170/sqft · 18 DOM
Sold · Dec ’25$375,000
171 SANDPINE COURT
3 bd · 2 ba · 1,745 sqft · $215/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 5350 PAVIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5350 PAVIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5350 PAVIA DRIVE FAQs
What would the monthly payment be for 5350 PAVIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,114/mo — principal and interest, the actual property-tax bill, the $103/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5350 PAVIA DRIVE?+
The association fee works out to $103 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5350 PAVIA DRIVE?+
The most recent tax bill on record (2025) was $4,593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5350 PAVIA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $389,900, this home is listed about 9% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5350 PAVIA DRIVE?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34771 market on paper
$389,900 is 6% below the ST CLOUD 34771 median of $414,953, and at $222/sqft it sits under the St Cloud average of $236.
02Fresh on the market
Listed today in a St Cloud market that averages 47 — if it fits, move quickly.
03Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Andis Diaz. MLS #O6443644.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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