175 PINE STREET, GENEVA, FL, 32732
Active16 days on marketListed Sep 25, 2026MLS #O6444180
About this home
175 PINE STREET
Incredible opportunity to own a nearly new 4-bedroom, 3-bathroom home in the heart of Geneva with NO HOA & ultimate privacy! Built in 2025, this stunning residence offers all the benefits of new construction with thoughtful upgrades and custom finishes throughout. Step inside and be welcomed by gorgeous engineered hardwood flooring, open floor plan, and beautiful tongue-and-groove ceiling details in both the great room and primary suite. The spacious owner's retreat includes a cozy sitting area, dual walk-in closets, and a luxurious spa-inspired bathroom featuring double vanities, a private water closet, walk-in shower, and a relaxing garden tub. The chef's kitchen is the centerpiece of the home, showcasing an oversized QUARTZ countertop island, black STAINLESS STEEL appliances, a beautiful farmhouse sink, and an impressive walk-in butler's pantry. A desirable three-way split floor plan provides privacy and flexibility, with one bedroom and full bath at the front of the home and two additional bedrooms with a shared bath located off the kitchen. Both guest bathrooms are beautifully appointed with floor-to-ceiling tile in shower/tub areas and leathered quartz countertops. Additional premium features include 8-inch baseboards, custom board-and-batten accents, FRAMED window and door casings, BIRCH shelving in every closet, SONOS speakers in living, garage & patio, CORE FOAM inflation & updated bats, structured CAT6 wiring, a Dahua SECURITY camera system, a WATER SOFTENER and FILTRATION system, and a fully fenced backyard. Offering exceptional craftsmanship, modern conveniences, and luxurious finishes throughout, this move-in-ready home is a rare find in one of Geneva's most desirable locations. Conveniently located to shopping, top rated schools, and travel.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,031
Sqft
0.21 ac
Lot size
2
Garage
2025
Year built
One
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,714 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,714/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.9%
$/sqft vs Geneva actives
$271 vs $369
Days on market
16 vs 110 typical
Where $271/sqft sits among the 22 Geneva actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Geneva
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Geneva. See the full Geneva guide →
GENEVA 32732 — neighborhood snapshot
Population
5,164
Median age
45
Median income
$112,222
Median home value
$466,500
Avg household
2.88
Households w/ children
477
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Geneva market
$465K → $680K
Geneva median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
16 of 22
Geneva actives have cut their price
Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the GENEVA 32732 median. See the full Geneva market guide →
Paper trail
This home's history
Reality check
What actually sold near 175 PINE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$495,000
301 4TH STREET · same community
3 bd · 2 ba · 1,583 sqft · $313/sqft · 4 DOM
Sold · Oct ’25$359,900
151 FLORIDA AVENUE · same community
3 bd · 2 ba · 1,510 sqft · $238/sqft · 29 DOM
Sold · Jul ’26$625,000
150 E STATE ROAD 46
4 bd · 2 ba · 1,980 sqft · $316/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 175 PINE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 175 PINE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
175 PINE STREET FAQs
What would the monthly payment be for 175 PINE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,714/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 175 PINE STREET?+
The most recent tax bill on record (2025) was $919. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 175 PINE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Geneva?+
At $549,500, this home is listed about 8% below the Geneva median of $595,000. The market section on this page shows how the area is trending.
Which schools are assigned to 175 PINE STREET?+
Geneva Elementary School (elementary), Jackson Heights Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,500 runs 15% above the GENEVA 32732 median.
02Strong assigned schools
Geneva Elementary School, Jackson Heights Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $555,000, now $549,500 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Kendra Haywood. MLS #O6444180.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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