45 HAYES ROAD, WINTER SPRINGS, FL, 32708
Active3 days on marketListed Sep 24, 2026MLS #O6444542
About this home
45 HAYES ROAD
Picture coming home to more than a third of an acre in Winter Springs, where the trees are tall and the pace slows the moment you arrive. At its heart is a beautifully renovated kitchen, designed for slow Sunday breakfasts, weeknight dinners that turn into long conversations, and gatherings that naturally drift toward the counter. All three bedrooms are upstairs, apart from the main living areas, so evenings downstairs stay lively while rest upstairs stays peaceful. Some of the most valuable upgrades are the ones you never have to think about. The roof was replaced in 2023, so you can settle in with confidence. The oversized two-car garage has room for vehicles, storage, a workshop, or the home gym you've been planning. Outside, the generous lot is a rare find in this area. There's room for a garden, play, a future pool, or simply quiet mornings with nothing but the sound of the trees. Everyday conveniences, top-rated Seminole County living, and easy access to the greater Orlando area are all close at hand.This is the kind of home that doesn't just fit your life. It makes room for the one you're building. Connect with us to learn about our preferred lender incentives, and let us help make your move to Winter Springs both elevated and effortless.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,732
Sqft
0.37 ac
Lot size
2
Garage
1987
Year built
Two
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,282 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,282/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.3%
$/sqft vs Winter Springs actives
$268 vs $234
Days on market
3 vs 35 typical
Where $268/sqft sits among the 112 Winter Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Orlando Ranches
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Springs. See the full Winter Springs guide →
North Orlando Ranches — neighborhood snapshot
Population
2,248
Median age
43
Median income
$90,937
Median home value
$331,827
Avg household
3
Households w/ children
314
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Springs market
$433K → $440K
Winter Springs median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
64 of 112
Winter Springs actives have cut their price
Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 45 HAYES ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$290,000
224 SHORE ROAD · same community
3 bd · 2 ba · 1,801 sqft · $161/sqft · 3 DOM
Sold · Aug ’26$445,000
143 HAYES ROAD · same community
3 bd · 2 ba · 1,649 sqft · $270/sqft · 56 DOM
Sold · Jan ’26$522,500
672 SILVER CREEK DRIVE · same community
3 bd · 2.5 ba · 1,996 sqft · $262/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 45 HAYES ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45 HAYES ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
45 HAYES ROAD FAQs
What would the monthly payment be for 45 HAYES ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,282/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 45 HAYES ROAD?+
The most recent tax bill on record (2025) was $2,146. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Winter Springs?+
At $465,000, this home is listed about 19% above the Winter Springs median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 45 HAYES ROAD?+
Layer Elementary School (elementary), Winter Springs High School (high), Indian Trails Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$465,000 runs 39% above the WINTER SPRINGS 32708 median.
02Fresh on the market
Only 3 days on market in a Winter Springs market that averages 35 — if it fits, move quickly.
03Strong assigned schools
Layer Elementary School, Winter Springs High School, Indian Trails Middle School — Layer Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SET HOMES REALTY LLC · Dejahne Johnson. MLS #O6444542.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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