6080 RIVER FARM AVENUE, ST CLOUD, FL, 34771
Active9 days on marketListed Oct 1, 2026MLS #O6444869
Come see it
Upcoming open house
Sun, Oct 11
1:00 PM – 3:00 PM
**OPEN HOUSE!** —NOVEMBER DELIVERY! Tour the Chester E on Lot 92 at 6080 River Farm Ave in Pine Grove Reserve. Enjoy 5 BEDROOMS, 4 FULL BATHS, a MAIN-LEVEL GUEST SUITE, open-concept living, and flexible gathering spaces. Resort-style amenities include a pool, clubhouse, fitness center, and playground, near US-192 with easy access to Lake Nona and Orlando. Similar-home photos shown. Visit this weekend and ask about current incentives!
About this home
6080 RIVER FARM AVENUE
Under Construction. ***GRAND OPENING OCTOBER 3RD!*** Discover the Chester E on Lot 92 at 6080 River Farm Ave in Pine Grove Reserve. Offering 5 BEDROOMS and 4 FULL BATHS, this spacious home is designed for flexible living and effortless entertaining. A MAIN LEVEL BEDROOM welcomes guests, while the open living areas flow around a spacious KITCHEN ISLAND. Upstairs, enjoy a versatile LOFT plus an ADDITIONAL GUEST ROOM WITH EN SUITE for added privacy. Step outside to the LANAI and embrace the Florida lifestyle. Enjoy a convenient St. Cloud location near US-192, Lake Nona, Orlando International Airport, shopping, dining, recreation, Downtown St. Cloud and area beaches. Community amenities include a resort-style pool, clubhouse, fitness center and playground. Similar-home photos shown; colors, options and finishes may vary. Grand opening opportunities are limited—schedule your tour today and ask about current incentives!
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
2,856
Sqft
0.13 ac
Lot size
3
Garage
2026
Year built
Two
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,699 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,699/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.7%
$/sqft vs PINE GROVE RESERVE
$166 vs $215
Days on market
9 vs 65 typical
Where $166/sqft sits among the 9 homes for sale in PINE GROVE RESERVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
3 of 9
PINE GROVE RESERVE have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 6080 RIVER FARM AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$514,999
1705 CROOKED CREEK STREET · same community
5 bd · 3 ba · 2,850 sqft · $181/sqft · 363 DOM
Sold · Aug ’26$525,000
1698 CROOKED CREEK STREET · same community
5 bd · 3 ba · 2,800 sqft · $188/sqft · 384 DOM
Sold · Mar ’26$564,925
1682 CROOKED CREEK STREET · same community
5 bd · 3.5 ba · 3,030 sqft · $186/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6080 RIVER FARM AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6080 RIVER FARM AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6080 RIVER FARM AVENUE FAQs
What would the monthly payment be for 6080 RIVER FARM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,699/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6080 RIVER FARM AVENUE?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6080 RIVER FARM AVENUE?+
The most recent tax bill on record (2026) was $4,950. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6080 RIVER FARM AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $474,990, this home is listed about 11% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6080 RIVER FARM AVENUE?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SM FLORIDA BROKERAGE LLC · Jason Walzer. MLS #O6444869.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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