CENTURY 21 Edge
$334,085$337,0854 bd3 ba2,210 sqft$151 /sqft≈$2,603 /mo all-in ↓

842 PEBBLE CREST LANE, EAGLE LAKE, FL, 33839

Active14 days on marketListed Sep 26, 2026MLS #O6445031

✦ Reduced $3K✦ New constructionSingle Family ResidenceVILLAGE AT WINDSOR RESERVE

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About this home

842 PEBBLE CREST LANE

Virtually Staged. Stanley Martin presents affordable single-family homes at the Village at Windsor Reserve in Eagle Lake, Florida: an ideal combination of affordable living and an exceptional location near Highway 17, Lake McLeod, and Eagle Lake. Just four miles from vibrant downtown Winter Haven and a 15-minute drive from Legoland, this community offers easy access to Orlando attractions in less than an hour. Outdoor enthusiasts can enjoy options like boating, kayaking, and fishing on the Polk County Chain of Lakes. The Webber is a spacious 2,210 square feet single-story home featuring four bedrooms and three bathrooms. The kitchen overlooks the dining and living room, while the outdoor patio off the great room provides plenty of natural light throughout the main living area. Tucked away in the front of the home is second bedroom with an ensuite bathroom - perfect for guests! Featuring a spacious primary suite at the rear of the home and three additional bedrooms, the Webber offers comfort and flexibility for a variety of lifestyles. *Photos are from a similar home.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,210

Sqft

0.14 ac

Lot size

2

Garage

2026

Year built

One

Levels

$151

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · Stucco · Vinyl Siding
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingCovered · Driveway
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$48/mo
Taxes (2026)$3,370/yr
PetsYes
CommunityDeed Restrictions · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,603 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,967
FHA mortgage insurance (est.)$148
Property tax — 2026 actual bill$281
HOA fee — from the listing$48
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,693Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,693
Interest rate6.00%
Loan term

Estimated payment

$2,603/mo

Principal & interest$1,967
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$281
HOA / condo fee$48
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $334K
$300KedgeAI estimate $322,453 · range $313K–$332K$347K

vs edgeAI estimate

+3.6%

$/sqft vs VILLAGE AT WINDSOR RESERVE

$151 vs $156

Days on market

14 vs 46 typical

Where $151/sqft sits among the 13 homes for sale in VILLAGE AT WINDSOR RESERVE

7 · this home
3
0
1
1
1
$148–157$157–165$165–174$174–182$182–190$190+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagle Lake

Drive times from this address

Walt Disney World≈ 51 min
Downtown Tampa≈ 57 min
Universal Orlando≈ 61 min
Downtown Orlando≈ 67 min
Tampa Int’l Airport (TPA)≈ 68 min
Orlando Int’l Airport (MCO)≈ 72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eagle Lake. See the full Eagle Lake guide →

EAGLE LAKE 33839 — neighborhood snapshot

Population

4,397

Median age

31.1

Median income

$93,229

Median home value

$234,600

Avg household

3.26

Households w/ children

625

For the school run

Polk County School District

ElementaryPinewood Elementary School★★★★★
HighLake Region High School★★★★★
MiddleWestwood Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eagle Lake market

Seller’s marketLeans seller — 3.6 months of inventoryBuyer’s market

$295K → $270K

Eagle Lake median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

2 of 13

VILLAGE AT WINDSOR RESERVE have cut their price

Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →

Paper trail

This home's history

CurrentPrice reduced to $334,085 ▼ $3K
Sep 26, 2026Listed at $337,085 · 14 days on market since
2026Built · VILLAGE AT WINDSOR RESERVE

Reality check

What actually sold near 842 PEBBLE CREST LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

858 PEBBLE CREST LANESold · Nov ’25

$320,000

858 PEBBLE CREST LANE · same community

4 bd · 3 ba · 2,210 sqft · $145/sqft · 52 DOM

878 PEBBLE CREST LANESold · Dec ’25

$339,735

878 PEBBLE CREST LANE · same community

4 bd · 3 ba · 2,210 sqft · $154/sqft · 100 DOM

847 PEBBLE CREST LANESold · May ’26

$337,085

847 PEBBLE CREST LANE · same community

4 bd · 3 ba · 2,210 sqft · $153/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 842 PEBBLE CREST LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 842 PEBBLE CREST LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

842 PEBBLE CREST LANE FAQs

What would the monthly payment be for 842 PEBBLE CREST LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,603/mo — principal and interest, the actual property-tax bill, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 842 PEBBLE CREST LANE?+

The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 842 PEBBLE CREST LANE?+

The most recent tax bill on record (2026) was $3,370. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 842 PEBBLE CREST LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eagle Lake?+

At $334,085, this home is listed about 12% above the Eagle Lake median of $297,444. The market section on this page shows how the area is trending.

Which schools are assigned to 842 PEBBLE CREST LANE?+

Pinewood Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$334,085 runs 17% above the EAGLE LAKE 33839 median — but at 2,210 sqft it's also 18% larger than the typical Eagle Lake listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $337,085, now $334,085 — a $3K cut. The full history is in the market section below.

Listing courtesy of SM FLORIDA BROKERAGE LLC · Jason Walzer. MLS #O6445031.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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