145 FIRST LIGHT CIRCLE, COCOA, FL, 32922
Active13 days on marketListed Sep 30, 2026MLS #O6445295
About this home
145 FIRST LIGHT CIRCLE
Welcome to refined Florida living in this beautifully upgraded, single-story home located in an intimate Cocoa community with views of the Indian River. Offering 4 bedrooms, 3 full baths and a 3-car garage, this move-in-ready residence combines thoughtful design, modern technology and an impressive collection of post-construction upgrades. The open-concept floor plan creates a spacious and inviting atmosphere, complemented by custom interior paint, crown molding throughout, custom window treatments and ceiling fans. The beautifully appointed kitchen features solid-surface countertops, generous workspace and an open design ideal for everyday living and entertaining. One of the home's standout upgrades is the original lanai, professionally converted into a temperature-controlled Florida Room for comfortable year-round enjoyment. The home is also wired for a future pool equipment and plumbed for exterior shower. Architectural pool drawings are available should the new owner choose to create a private backyard retreat. Additional features include Smart Home technology, a durable metal roof, upgraded landscaping, gutters and downspouts, a sealed paver driveway and an oversized 3-car garage with epoxy flooring. Residents also enjoy access to the community's private dock, providing another way to appreciate the beauty of the Indian River and Florida's outdoor lifestyle.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,547
Sqft
0.23 ac
Lot size
3
Garage
2025
Year built
One
Levels
$353
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,692 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,692/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.5%
$/sqft vs Cocoa actives
$353 vs $203
Days on market
13 vs 84 typical
Where $353/sqft sits among the 67 Cocoa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cocoa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cocoa. See the full Cocoa guide →
COCOA 32922 — neighborhood snapshot
Population
15,510
Median age
40.2
Median income
$46,138
Median home value
$176,100
Avg household
2.22
Households w/ children
1,528
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa market
$298K → $295K
Cocoa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
31 of 67
Cocoa actives have cut their price
Median sold price, Cocoa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 414% above the COCOA 32922 median. See the full Cocoa market guide →
Paper trail
This home's history
Reality check
What actually sold near 145 FIRST LIGHT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,345,000
711 N INDIAN RIVER DRIVE
3 bd · 3 ba · 2,157 sqft · $624/sqft · 50 DOM
Sold · Jun ’26$151,000
1612 CALVADOS DRIVE
3 bd · 2.5 ba · 2,116 sqft · $71/sqft · 0 DOM
Sold · Nov ’25$1,180,000
2907 N INDIAN RIVER DRIVE
5 bd · 3 ba · 3,316 sqft · $356/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 145 FIRST LIGHT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 145 FIRST LIGHT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
145 FIRST LIGHT CIRCLE FAQs
What would the monthly payment be for 145 FIRST LIGHT CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,692/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 145 FIRST LIGHT CIRCLE?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 145 FIRST LIGHT CIRCLE?+
The most recent tax bill on record (2025) was $1,123. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 145 FIRST LIGHT CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa?+
At $899,000, this home is listed about 210% above the Cocoa median of $289,945. The market section on this page shows how the area is trending.
Which schools are assigned to 145 FIRST LIGHT CIRCLE?+
Endeavour Elementary School (elementary), Cocoa High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MY FLORIDA HOME CENTER REAL ESTATE · Frank Kusiak. MLS #O6445295.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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