CENTURY 21 Edge
$450,0004 bd2 ba1,819 sqft$247 /sqft≈$3,130 /mo all-in ↓

3659 TRIPLE CROWN LOOP, SANFORD, FL, 32773

Active17 days on marketListed Sep 29, 2026MLS #O6445824

✦ New constructionSingle Family ResidenceKENTUCKY SQUARE

About this home

3659 TRIPLE CROWN LOOP

Under Construction. Picture mornings in a bright, open living space, evenings gathered on your covered lanai, and future afternoons by the community pool. The Wellington at Kentucky Square offers 4 bedrooms, 2 bathrooms, and 1,819 square feet designed for everyday living and entertaining. The kitchen features stainless steel appliances, quartz countertops, a tile backsplash, and 42-inch frost cabinets. Tall ceilings and 6-by-36-inch tile flooring add to the airy feel of the main living areas, while the primary suite offers a spacious walk-in closet and a frameless glass shower. At Kentucky Square, the community pool and cabana are coming soon. Explore the Sanford Riverwalk about 6 miles away, enjoy downtown waterfront dining, or spend the day in nearby Lake Mary. The community also features a playground and smart home conveniences and is located within the A-rated Seminole County school district. Sanford International Airport is minutes away, with access to major roads connecting you to Orlando and the East Coast beaches.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,819

Sqft

0.15 ac

Lot size

2

Garage

2026

Year built

One

Levels

$247

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Gas Water Heater · Microwave · Range · Tankless Water Heater
InteriorStone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$122/mo
Taxes (2025)$0/yr
PetsYes
CommunityPlayground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,130 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$0
HOA fee — from the listing$122
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,543/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Est. property taxes$413
HOA / condo fee$122
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$415KedgeAI estimate $453,887 · range $433K–$471K$489K

vs edgeAI estimate

−0.9%

$/sqft vs KENTUCKY SQUARE

$247 vs $231

Days on market

17 vs 57 typical

Where $247/sqft sits among the 11 homes for sale in KENTUCKY SQUARE

1
2
2
1
1 · this home
4
$181–195$195–208$208–222$222–236$236–249$249+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sanford

Drive times from this address

Downtown Orlando≈ 29 min
Orlando Int’l Airport (MCO)≈ 38 min
Universal Orlando≈ 42 min
Walt Disney World≈ 54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

SANFORD 32773 — neighborhood snapshot

Population

33,184

Median age

38.2

Median income

$63,496

Median home value

$259,600

Avg household

2.56

Households w/ children

4,114

For the school run

Seminole County School District

ElementaryPine Crest Elementary School★★★★★
HighSeminole High School★★★★★
MiddleMillennium Middle School★★★★★
ElementaryHamilton Elementary School★★★★★
ElementaryMidway Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller — 3.8 months of inventoryBuyer’s market

$354K → $380K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

3 of 11

KENTUCKY SQUARE have cut their price

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% above the SANFORD 32773 median. See the full Sanford market guide →

Paper trail

This home's history

Sep 29, 2026Listed at $450,000 · 17 days on market since
2026Built · KENTUCKY SQUARE

Reality check

What actually sold near 3659 TRIPLE CROWN LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3861 HANWORTH LOOPSold · Mar ’26

$417,000

3861 HANWORTH LOOP

3 bd · 2 ba · 1,818 sqft · $229/sqft · 172 DOM

3963 CLIPSTONE PLACESold · Jan ’26

$419,000

3963 CLIPSTONE PLACE

4 bd · 2 ba · 1,802 sqft · $233/sqft · 13 DOM

3825 NIGHT HERON DRIVESold · Jun ’26

$470,000

3825 NIGHT HERON DRIVE

4 bd · 3 ba · 1,787 sqft · $263/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 3659 TRIPLE CROWN LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3659 TRIPLE CROWN LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3659 TRIPLE CROWN LOOP FAQs

What would the monthly payment be for 3659 TRIPLE CROWN LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,130/mo — principal and interest, estimated property taxes, the $122/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3659 TRIPLE CROWN LOOP?+

The association fee works out to $122 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3659 TRIPLE CROWN LOOP?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3659 TRIPLE CROWN LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sanford?+

At $450,000, this home is listed about 18% above the Sanford median of $379,990. The market section on this page shows how the area is trending.

Which schools are assigned to 3659 TRIPLE CROWN LOOP?+

Pine Crest Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle), Hamilton Elementary School (elementary), Midway Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RISEWELL HOMES FLORIDA LLC · Stephen Wood. MLS #O6445824.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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