6995 CHURCH LAKE STREET, GROVELAND, FL, 34736
Active12 days on marketListed Oct 1, 2026MLS #O6445857
About this home
6995 CHURCH LAKE STREET
Built in 2022, this spacious four-bedroom, three-bathroom Next-Gen home offers approximately 2,110 square feet of thoughtfully designed living space, including a dedicated office/den and a private attached suite with its own entrance and full kitchen. Perfect for multigenerational living, extended family, guests, or those seeking added privacy, this unique layout provides exceptional flexibility—all under one roof. With its own separate front entrance, the private suite includes a bedroom, full kitchen, and dedicated living space, giving it the feel of a home within a home. Residents of the suite can enjoy independence and privacy without sacrificing the closeness of family. Unlike most homes, this property offers two complete sets of appliances, including 2 kitchens, 2 refrigerators, 2 dishwashers, 2 microwaves, and 2 washer and dryer sets. Each living area can operate independently, with no sharing and no compromise. The main living area features a modern kitchen with stainless steel appliances and stone countertops, complemented by tile flooring throughout the primary living spaces for a stylish, low-maintenance finish. The open and functional floor plan provides plenty of room for everyday living and entertaining, while the dedicated office/den offers an ideal space for working from home, studying, or creating a flexible bonus room. Enjoy both covered front and rear porches, perfect for relaxing, entertaining, and embracing the Florida lifestyle. Situated directly across the street from the Trinity Lakes amenities center, this home puts community recreation right at your doorstep. You're also conveniently located near shopping, dining, parks, and major roadways connecting Lake County with greater Central Florida. With its flexible Next-Gen design, dedicated office/den, dual living spaces, extensive appliances, and unbeatable location, this newer home is truly one of a kind. Schedule your private showing today and discover everything 6995 Church Lake Street has to offer!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,110
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.4%
$/sqft vs TRINITY LAKES PH 1 & 2
$190 vs $192
Days on market
12 vs 55 typical
Where $190/sqft sits among the 6 homes for sale in TRINITY LAKES PH 1 & 2
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
GROVELAND 34736 — neighborhood snapshot
Population
26,086
Median age
42
Median income
$82,478
Median home value
$335,300
Avg household
2.76
Households w/ children
2,798
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Groveland market
$378K → $380K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
5 of 6
TRINITY LAKES PH 1 & 2 have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the GROVELAND 34736 median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 6995 CHURCH LAKE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$394,900
1840 CHURCH LAKE STREET · same community
4 bd · 2 ba · 1,850 sqft · $213/sqft · 5 DOM
Sold · May ’26$400,000
6922 PERCH HAMMOCK LOOP · same community
4 bd · 2 ba · 1,835 sqft · $218/sqft · 27 DOM
Sold · Apr ’26$355,000
6935 DILLY LAKE AVENUE · same community
3 bd · 2 ba · 1,540 sqft · $231/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6995 CHURCH LAKE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6995 CHURCH LAKE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6995 CHURCH LAKE STREET FAQs
What would the monthly payment be for 6995 CHURCH LAKE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,269/mo — principal and interest, the actual property-tax bill, the $96/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6995 CHURCH LAKE STREET?+
The association fee works out to $96 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6995 CHURCH LAKE STREET?+
The most recent tax bill on record (2025) was $5,775. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6995 CHURCH LAKE STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $399,950, this home is listed about 2% below the Groveland median of $409,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6995 CHURCH LAKE STREET?+
South Lake High School (high), Minneola Charter School (elementary), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOUWZER INC · Daniel Robinson. MLS #O6445857.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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