14 TROPICAL DRIVE, ORMOND BEACH, FL, 32176
Active8 days on marketListed Oct 2, 2026MLS #O6445879
About this home
14 TROPICAL DRIVE
Get ready to fall in love with the location. This Fully furnished (optional), 3 Bedrooms, 1 ½ Baths, inside-air conditioned laundry home with beautiful landscaped lawn, huge outdoor shower, 3 storage sheds (1 with electric, one for beach needs/toys, and one for yard/tools), and an inviting wood deck. Conveniently offering you only to bring your suitcases, conveying complete with furniture, linens, dishes, just show up and enjoy your new home! The home has been tastefully modified, adding 264 square feet of heated living space, roof, electrical, appliances, and many other improvements are four years young or less. 14 Tropical Drive places you in the enviable stretch between the Atlantic Ocean and the Halifax River—where salty breezes, shoreline strolls, sunrise beach walks, and quiet riverfront sunsets, a place where memories can become part of everyday life. This is the kind of address that makes you want to grab your sandals, step outside, and start exploring. If you have been waiting for a home that feels connected to the water, recreation, and the best of the beachside lifestyle, This home is perfect. Relaxed coastal escape with scenic state parks, rich Gilded Age history and quieter shores just north of Daytona. Short Drive to Daytona International Speedway, Ponce Inlet Lighthouse, local boutiques, antique shops and art galleries, grocery, and dining/music. 5 Minute walk to no-drive beach for a swim in ocean, surfing or fishing. For Volusia County oceanfront parks with parking nearby. Drive A1A north to Flagler Beach for unobstructed views of ocean in a nature preserve. Halifax River on opposite end of the street making Kayaking, boating or paddle boarding easily accessible. Boat ramp within a ten minute ride. Truly a place to escape and enjoy the coastal lifestyle. Flood Maps indicate this area is Flood Zone X. 14 Tropical Drive is the one you will absolutely want to see.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,182
Sqft
0.16 ac
Lot size
1956
Year built
One
Levels
$338
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,830 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,830/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.9%
$/sqft vs Ormond Beach actives
$338 vs $229
Days on market
8 vs 78 typical
Where $338/sqft sits among the 380 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$407K → $395K
Ormond Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
209 of 380
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 14 TROPICAL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$295,000
61 SUNNY SHORE DRIVE · same community
3 bd · 2 ba · 1,143 sqft · $258/sqft · 159 DOM
Sold · Sep ’26$393,000
20 SUNNY SHORE DRIVE · same community
2 bd · 2 ba · 1,272 sqft · $309/sqft · 12 DOM
Sold · Aug ’26$575,000
14555 N BAYSHORE DRIVE · same community
2 bd · 1.5 ba · 1,277 sqft · $450/sqft · 136 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 14 TROPICAL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 TROPICAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14 TROPICAL DRIVE FAQs
What would the monthly payment be for 14 TROPICAL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,830/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14 TROPICAL DRIVE?+
The most recent tax bill on record (2025) was $1,666. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14 TROPICAL DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $399,900, this home is priced right at the Ormond Beach median.
Which schools are assigned to 14 TROPICAL DRIVE?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 21% above the ORMOND BEACH 32176 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Linda Bain. MLS #O6445879.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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