
200 MEMORIAL DRIVE, SEBRING, FL, 33870
Active12 days on marketListed Sep 30, 2026MLS #O6446108
About this home
200 MEMORIAL DRIVE
Under Construction. BRAND-NEW CONSTRUCTION with estimated completion by the end of October 2026! This thoughtfully designed home offers 4 bedrooms, 3 full bathrooms, 1,811 sq. ft. of living space, and a 2-car garage. The open-concept floor plan features a spacious Great Room that flows into the kitchen and breakfast nook, creating a functional layout for everyday living and entertaining. The kitchen features a center island, ample cabinetry, and all kitchen appliances included. A separate flex room at the front of the home provides additional versatility and can be used as a formal dining room, home office, second living area, or whatever best fits your needs. The primary suite is privately located on one side of the home and features an en-suite bathroom and walk-in closet, while three additional bedrooms and two full bathrooms are positioned throughout the opposite side of the home. Additional features include a dedicated laundry room, covered lanai, and attached 2-car garage. Conveniently located near everyday shopping, with a Publix-anchored shopping center directly behind the property and Walmart just across the street. Enjoy the benefits of a brand-new home with shopping, groceries, dining, and everyday conveniences just minutes away. Schedule your showing today and secure this home before construction is complete!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,811
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,514 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,514/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14%
$/sqft vs Sebring actives
$204 vs $181
Days on market
12 vs 84 typical
Where $204/sqft sits among the 176 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33870 — neighborhood snapshot
Population
25,067
Median age
52
Median income
$50,606
Median home value
$154,300
Avg household
2.18
Households w/ children
2,349
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $274K
Sebring median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
82 of 176
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the SEBRING 33870 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 MEMORIAL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$235,000
4027 BIANCA STREET
3 bd · 2 ba · 1,796 sqft · $131/sqft · 16 DOM
Sold · Dec ’25$250,000
4408 NAVARRE AVENUE
4 bd · 2 ba · 1,828 sqft · $137/sqft · 0 DOM
Sold · Feb ’26$240,000
1704 RIDGE STREET
3 bd · 2 ba · 1,886 sqft · $127/sqft · 165 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 MEMORIAL DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 MEMORIAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
200 MEMORIAL DRIVE FAQs
What would the monthly payment be for 200 MEMORIAL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,514/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 200 MEMORIAL DRIVE?+
The most recent tax bill on record (2025) was $148. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $369,990, this home is listed about 26% above the Sebring median of $294,000. The market section on this page shows how the area is trending.
Which schools are assigned to 200 MEMORIAL DRIVE?+
Fred Wild Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KAZA REAL ESTATE LLC · Pri Naccarato. MLS #O6446108.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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