635 WOODRIDGE DRIVE, FERN PARK, FL, 32730
Active7 days on marketListed Oct 5, 2026MLS #O6446111
About this home
635 WOODRIDGE DRIVE
This townhome is in the highly sought-after Lake of the Woods community in Seminole County. If you’re looking for the carefree life-style, this is it. This spacious corner unit offers the Birch floorplan with lots of natural light plus 3 Bedrooms and 2 baths in this updated home. You enter the large bricked private courtyard though an Iron Gate to the front door. Inside you’ll enter the foyer to the fully equipped eat-in kitchen with new cabinets, solid surface counters, stainless appliances, deep splash sink, and pass-thru to dining, large pantry and sliding doors to the courtyard. Spacious living room with dining area and vaulted ceiling, the family room overlooks the back yard. There are two bedrooms and a guest bath in the front of the home and the large master suite and bath is in the back. The master bath has two sinks, a shower and a walk–in closet. Other extras include a 2 car garage, washer & dryer, electric panels 2020, AC 2021, re-plumbed 2021, water heater 2024, new roof 2025 and the driveway was replaced in 2018. This townhome is conveniently located with easy access to Maitland Blvd., I-4 and major highways, near hospital, restaurants, shopping, schools, the mall and Uptown Altamonte. Beautiful community pool that overlooks the lake. The Lake of the Woods community offers great amenities, an Olympic sized pool and kiddie pool, basketball courts, clubhouse, fitness center, tennis and pickleball courts, playground, gazebo, fishing pier and a clubhouse that features an exercise room, sauna, game room with ping-pong and pool tables, a library with books, videos and puzzles. Property may be under video/audio surveillance.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,721
Sqft
0.08 ac
Lot size
2
Garage
1979
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,525 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,525/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.7%
$/sqft vs Fern Park actives
$186 vs $182
Days on market
7 vs 11 typical
Where $186/sqft sits among the 11 Fern Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fern Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Fern Park. See the full Fern Park guide →
FERN PARK 32730 — neighborhood snapshot
Population
6,158
Median age
40
Median income
$47,154
Median home value
$284,800
Avg household
2.09
Households w/ children
812
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fern Park market
$355K → $313K
Fern Park median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
3 of 11
Fern Park actives have cut their price
Median sold price, Fern Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the FERN PARK 32730 median. See the full Fern Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 635 WOODRIDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$310,000
618 WOODRIDGE DRIVE · same community
3 bd · 2 ba · 1,721 sqft · $180/sqft · 2 DOM
Sold · Apr ’26$298,000
442 MEADOWOOD BOULEVARD · same community
3 bd · 3 ba · 1,793 sqft · $166/sqft · 76 DOM
Sold · May ’26$315,000
452 MEADOWOOD BOULEVARD · same community
3 bd · 3 ba · 1,889 sqft · $167/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 635 WOODRIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 635 WOODRIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
635 WOODRIDGE DRIVE FAQs
What would the monthly payment be for 635 WOODRIDGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,525/mo — principal and interest, the actual property-tax bill, the $281/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 635 WOODRIDGE DRIVE?+
The association fee works out to $281 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 635 WOODRIDGE DRIVE?+
The most recent tax bill on record (2025) was $708. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 635 WOODRIDGE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fern Park?+
At $320,000, this home is listed about 2% below the Fern Park median of $326,950. The market section on this page shows how the area is trending.
Which schools are assigned to 635 WOODRIDGE DRIVE?+
English Estates Elementary School (elementary), South Seminole Middle School (middle), Lake Howell High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · John Herndon. MLS #O6446111.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Fern Park homes, in your inbox
Like 635 WOODRIDGE DRIVE but not quite? A daily digest of every new listing in Fern Park — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Shawn to ping you on any price or status change →