118 ROBERTA ROAD, ORMOND BEACH, FL, 32176
Active12 days on marketListed Sep 30, 2026MLS #O6446217
About this home
118 ROBERTA ROAD
Coastal Living Made Simple — Updated Block Home Steps from the Beach, Resort Yard, No HOA!!! Easy coastal living in this updated concrete block home just a short walk from the sand. Live on one of the best kept secret streets in Ormond by the Sea - Approximately 1000 feet to the quiet beach with a small ( Al Weeks ) public park with restrooms and an outdoor shower — rinse off after a sunrise walk or a quick swim before or after work. Or a short walk to the west is the Roberta public dock on the Intracoastal, known for spectacular sunsets, great fishing and a kayak/ paddle board launch area. Inside, wood-look solid-surface flooring runs throughout. The original garage has been enclosed to create a spacious living room. The laundry room is finished with generous built-ins. A new metal roof and updated electrical add peace of mind for the next owner. The backyard feels like a private resort with paver hardscaping, a large fire pit, and a substantial shed with a garage-style door for storage, workshop, or extra flex space. Enjoy the low-maintenance landscaping, and no HOA. Simple Florida living close to both the ocean and the waterway. SELLER HAS A VERY LOW INTEREST RATE VA MORTGAGE WHICH CAN BE ASSUMED BY ANOTHER ( WITH QUALIFYING) VETERAN ON A VA LOAN!!!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
965
Sqft
0.13 ac
Lot size
1953
Year built
One
Levels
$382
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,684 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,684/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.6%
$/sqft vs Ormond Beach actives
$382 vs $229
Days on market
12 vs 77 typical
Where $382/sqft sits among the 382 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$407K → $395K
Ormond Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
207 of 382
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 118 ROBERTA ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$362,400
11 TROPICAL DRIVE
2 bd · 1 ba · 970 sqft · $374/sqft · 3 DOM
Sold · May ’26$277,000
22 PALM DRIVE
2 bd · 1 ba · 960 sqft · $289/sqft · 52 DOM
Sold · Aug ’26$320,000
6 TROPICAL DRIVE
2 bd · 1 ba · 974 sqft · $329/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 118 ROBERTA ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 118 ROBERTA ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
118 ROBERTA ROAD FAQs
What would the monthly payment be for 118 ROBERTA ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,684/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 118 ROBERTA ROAD?+
The most recent tax bill on record (2025) was $2,266. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $369,000, this home is listed about 8% below the Ormond Beach median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 118 ROBERTA ROAD?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PHYLLIS KENT REAL ESTATE LLC · Phyllis Kent. MLS #O6446217.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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