1350 COGAN DRIVE SE, PALM BAY, FL, 32909
Active12 days on marketListed Oct 1, 2026MLS #O6446449
About this home
1350 COGAN DRIVE SE
Excellent opportunity to build your dream home in Palm Bay! This residential lot offers the perfect opportunity to bring your vision to life and build a custom home. Conveniently located with access to shopping, schools, major roadways, and all that Palm Bay has to offer. Whether you are looking to build your future home or add land to your investment portfolio, this property is worth considering. Drive by and take a look today!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$442 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$442/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Bay
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32909 — neighborhood snapshot
Population
39,611
Median age
37.9
Median income
$76,708
Median home value
$261,400
Avg household
2.99
Households w/ children
5,283
The numbers that matter
The Palm Bay market
$306K → $330K
Palm Bay median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% below the PALM BAY 32909 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 1350 COGAN DRIVE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$313,990
2765 TOLMAN AVENUE SE · same community
3 bd · 2 ba · 1,477 sqft · $213/sqft · 244 DOM
Sold · Nov ’25$270,000
2769 TOLMAN AVENUE SE · same community
3 bd · 2 ba · 1,477 sqft · $183/sqft · 51 DOM
Sold · Aug ’26$290,000
3288 WALLACE AVENUE SE · same community
3 bd · 2 ba · 1,636 sqft · $177/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1350 COGAN DRIVE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1350 COGAN DRIVE SE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1350 COGAN DRIVE SE FAQs
What would the monthly payment be for 1350 COGAN DRIVE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $442/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1350 COGAN DRIVE SE?+
The most recent tax bill on record (2025) was $576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $36,900, this home is listed about 89% below the Palm Bay median of $327,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of I LOVE ORLANDO REALTY INC · Marcos Romero. MLS #O6446449.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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