574 SCARSDALE STREET SW, PALM BAY, FL, 32908
Active11 days on marketListed Oct 2, 2026MLS #O6446818
About this home
574 SCARSDALE STREET SW
Spectacular House in Palm Bay, Florida, combining sophistication and comfort. Located in a boat and RV-friendly area, this property offers unmatched convenience and flexibility—without HOA restrictions. This 4-bedroom, 2-bathroom home spans 1,828 square feet with quartz countertops and tile floors throughout main living and wet areas. The open-concept layout connects the living room, dining area, and kitchen, perfect for entertaining. Large windows fill the living room with natural light and scenic views. The kitchen features quartz countertops, an oversized single bowl undermount sink, stainless-steel appliances, a walk-in pantry, and a large island with a breakfast bar. The primary suite is a peaceful retreat with an ensuite bathroom, dual undermount sinks, a separate shower, and a walk-in closet. The other three bedrooms share a well-appointed bathroom. Smart home technology allows remote control of your home.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,828
Sqft
0.23 ac
Lot size
2
Garage
2024
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,744 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,744/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.6%
$/sqft vs Palm Bay actives
$219 vs $189
Days on market
11 vs 67 typical
Where $219/sqft sits among the 156 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32908 — neighborhood snapshot
Population
14,970
Median age
38.3
Median income
$66,589
Median home value
$265,500
Avg household
3.08
Households w/ children
1,917
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $330K
Palm Bay median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
76 of 156
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 751% above the PALM BAY 32908 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 574 SCARSDALE STREET SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$314,990
527 FALMOUTH STREET SW
4 bd · 2 ba · 1,811 sqft · $174/sqft · 44 DOM
Sold · Dec ’25$319,990
1451 SCHMITT AVENUE SW
3 bd · 2 ba · 1,811 sqft · $177/sqft · 59 DOM
Sold · Nov ’25$309,990
402 GARFIELD STREET SW
3 bd · 2 ba · 1,811 sqft · $171/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 574 SCARSDALE STREET SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 574 SCARSDALE STREET SW — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
574 SCARSDALE STREET SW FAQs
What would the monthly payment be for 574 SCARSDALE STREET SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,744/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 574 SCARSDALE STREET SW?+
The most recent tax bill on record (2025) was $631. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $400,000, this home is listed about 23% above the Palm Bay median of $324,950. The market section on this page shows how the area is trending.
Which schools are assigned to 574 SCARSDALE STREET SW?+
Lockmar Elementary School (elementary), Central Middle School (middle), Heritage High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VENOSA REALTY LLC · Kelita Uzcategui. MLS #O6446818.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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