3480 LAKESHORE BOULEVARD, ST CLOUD, FL, 34769
Active8 days on marketListed Oct 2, 2026MLS #O6447016
About this home
3480 LAKESHORE BOULEVARD
Nearly ¾ Acre, Lake Views, No HOA, Canal Access to East Lake Toho. You can update a house, but you can't add land, water, or location. This one has all three. The 32,583 sq ft lot on the south shore of East Lake Toho runs more than 320 feet deep and backs to open lake views across county-maintained green space. A canal at the rear gives direct access to roughly 12,000 acres of recreational water known for its bass fishing. Dock potential, subject to permitting. The yard grows mango, avocado, guava, and moringa trees, plus a rare strawberry lychee. With no HOA, there's room for your boat, RV, or trailer. Experience Florida's lake lifestyle without giving up the conveniences that matter: reliable city water straight from the tap, an irrigation well for the yard, and a newer AC (2021) plus sunrise views over East Lake Toho. The 1993 custom-built home offers 5 bedrooms, 4 baths, and 2,806 sq ft and is ready for your updates. It was designed around the view: five patio doors and five windows face the lake. From the second-floor rear balcony you can look across the water and watch Space Coast rocket launches. The screened patio puts the lake at your back door, and the side-entry 2-car garage and underground utilities keep the front clean. A wide paved trail runs out front along Lakeshore Blvd to Lakefront Park's beach and marina. The location is convenient to the Florida Turnpike, Orlando International Airport, Downtown Saint Cloud and the growing NeoCity district, where an AdventHealth hospital campus is planned. Schedule your private showing today.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,806
Sqft
0.75 ac
Lot size
2
Garage
1993
Year built
Two
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,279 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,279/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+69.5%
$/sqft vs St Cloud actives
$267 vs $211
Days on market
8 vs 65 typical
Where $267/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
226 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 200% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3480 LAKESHORE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$445,000
1233 HANCOCK CIRCLE
4 bd · 3.5 ba · 2,861 sqft · $156/sqft · 134 DOM
Sold · Mar ’26$485,000
3052 RISING MIST COURT
4 bd · 2.5 ba · 2,967 sqft · $163/sqft · 10 DOM
Sold · Nov ’25$557,000
2952 GAVIN SKY DRIVE
5 bd · 3.5 ba · 3,030 sqft · $184/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3480 LAKESHORE BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3480 LAKESHORE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3480 LAKESHORE BOULEVARD FAQs
What would the monthly payment be for 3480 LAKESHORE BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,279/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3480 LAKESHORE BOULEVARD?+
The most recent tax bill on record (2025) was $9,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3480 LAKESHORE BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $749,900, this home is listed about 75% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3480 LAKESHORE BOULEVARD?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ZIRO REALTY · David Myers. MLS #O6447016.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 3480 LAKESHORE BOULEVARD but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kathy to ping you on any price or status change →