4996 TOWN TERRACE N, KISSIMMEE, FL, 34758
Active5 days on marketListed Oct 5, 2026MLS #O6447253
Come see it
Upcoming open house
Sun, Oct 11
11:00 AM – 1:00 PM
Join us Oct. 11, 11 AM-1 PM! Tour this corner townhome in Trafalgar Village: 3 beds, 3 full baths, renovated kitchen with quartz counters, and screened lanai with pond views. Seller offers up to $5,000 toward closing costs or a rate buy-down with an acceptable offer. Tell gate security you're visiting the Open House at 4996 Town Ter N. Agents with clients: identify yourself as an agent and provide the property address.
About this home
4996 TOWN TERRACE N
Virtually Staged. Virtually Staged. Seller is offering up to $5,000 in buyer concessions to be applied toward closing costs OR an interest rate buy-down. Welcome to this beautifully maintained 3-bedroom, 3 full-bath townhome in Trafalgar Village, a desirable 24-hour guard-gated community in Kissimmee. Offering more than 1,500 square feet of living space, this move-in-ready home features a comfortable open-concept layout with a spacious kitchen overlooking the dining and living areas, creating an inviting space for everyday living and entertaining. The kitchen has been beautifully refreshed with new quartz countertops and brand-new appliances, while additional updates throughout the home create a clean and welcoming feel. A full bathroom and laundry area are conveniently located on the first floor. Upstairs, the spacious primary suite offers two closets and a private ensuite bathroom with a double vanity, while the secondary bedrooms provide generous space and ample storage. Step outside to the screened rear lanai, a peaceful place to enjoy your morning coffee, relax at the end of the day, or simply enjoy the Florida lifestyle. Trafalgar Village offers an impressive collection of resort-style amenities, including a large community pool and spa, fitness center, movie theater, game room with billiards and video games, basketball court, pickleball court, beach volleyball, shuffleboard, playground, dog park, barbecue and picnic areas, scenic walking and jogging paths, private community mailboxes, and beautifully maintained common areas. The HOA adds exceptional value by providing low-maintenance living, with services that may include lawn care, landscaping, trash service, roof and exterior maintenance, and exterior painting. Buyers and Buyers’ Agents should independently verify all HOA fees, inclusions, restrictions, rental guidelines, and community information. Conveniently located near major roadways, shopping, dining, entertainment, and Central Florida’s world-famous attractions, this property offers excellent flexibility as a primary residence, vacation home, or investment opportunity. Short-term and long-term rental opportunities may be available, subject to current HOA and community regulations. Schedule your private showing today and discover everything this Trafalgar Village townhome has for you.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,504
Sqft
0.04 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,297 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,297/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.8%
$/sqft vs Kissimmee actives
$166 vs $205
Days on market
5 vs 89 typical
Where $166/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Trafalgar Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Trafalgar Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Trafalgar Village is a short-term-rental community. See the full guide →
Trafalgar Village — neighborhood snapshot
Population
1,996
Median age
30
Median income
$76,942
Median home value
$325,100
Avg household
4
Households w/ children
279
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
213 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 4996 TOWN TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$389,900
4973 PALL MALL STREET W · same community
4 bd · 4 ba · 2,182 sqft · $179/sqft · 21 DOM
Sold · Jan ’26$415,000
2616 MARG LANE · same community
6 bd · 5 ba · 2,724 sqft · $152/sqft · 194 DOM
Sold · Sep ’26$280,000
2756 BIG TIMBER DRIVE
3 bd · 2 ba · 1,493 sqft · $188/sqft · 205 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4996 TOWN TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4996 TOWN TERRACE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4996 TOWN TERRACE N FAQs
What would the monthly payment be for 4996 TOWN TERRACE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,297/mo — principal and interest, the actual property-tax bill, the $459/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4996 TOWN TERRACE N?+
The association fee works out to $459 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4996 TOWN TERRACE N?+
The most recent tax bill on record (2025) was $1,146. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4996 TOWN TERRACE N be rented short-term?+
Yes — this home sits inside Trafalgar Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4996 TOWN TERRACE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $249,999, this home is listed about 33% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4996 TOWN TERRACE N?+
Reedy Creek Elementary School (elementary), Poinciana High School (high), Horizon Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Zoned for nightly rentals
Trafalgar Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Garden & Water views
The garden and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a Kissimmee market that averages 89 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of GARCIA REALTY GROUP · Karla Anticona. MLS #O6447253.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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