135 HERON BAY CIRCLE, LAKE MARY, FL, 32746
Active9 days on marketListed Oct 8, 2026MLS #O6447337
About this home
135 HERON BAY CIRCLE
Welcome to 135 Heron Bay Circle, a beautifully updated, move-in-ready townhome in the highly desirable Lake Mary area. Thoughtfully upgraded from top to bottom, this home combines a fresh, modern interior with extensive improvements designed for comfort, efficiency, and effortless everyday living. Step inside to a bright, refreshed interior featuring fresh paint and new carpet throughout. The kitchen has been enhanced with a new granite island with additional cabinetry, providing both extra prep space and storage, along with a new KitchenAid refrigerator and garbage disposal. A GE stackable washer and dryer are also included. Beyond the beautiful interior updates, this home has received an impressive list of improvements. A full re-pipe was completed in 2020, followed by extensive upgrades in 2026 including a new HVAC system with new ductwork, new hot water heater, new electrical panel, Ecobee smart thermostat, additional insulation, and an upstairs dehumidifier. The driveway has also been expanded, and new gutters were installed in October 2026. One of the standout benefits of Heron Bay is the ease of low-maintenance living. The HOA maintains the roof, exterior of the home, community pool, common grounds, and irrigation, giving you more time to simply enjoy your home and the community. Beautifully refreshed, extensively upgraded, and ideally located in Lake Mary, this is the kind of home you can move into and immediately enjoy. With its long list of recent improvements and low-maintenance lifestyle, 135 Heron Bay Circle is one you’ll want to see in person. Conveniently located near shopping, dining, entertainment, and major roadways with easy access throughout Central Florida. Schedule your private showing and come see what makes this home so special!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,544
Sqft
0.05 ac
Lot size
1985
Year built
Two
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,579 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,579/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10%
$/sqft vs Lake Mary actives
$201 vs $243
Days on market
9 vs 52 typical
Where $201/sqft sits among the 190 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heron Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Heron Cove — neighborhood snapshot
Population
399
Median age
39
Median income
$92,386
Median home value
$347,000
Avg household
3
Households w/ children
83%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
101 of 190
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 135 HERON BAY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$269,000
135 HERON BAY CIRCLE · same community
2 bd · 3 ba · 1,544 sqft · $174/sqft · 356 DOM
Sold · Apr ’26$345,000
176 HERON BAY CIRCLE · same community
3 bd · 2 ba · 1,494 sqft · $231/sqft · 4 DOM
Sold · Nov ’25$278,000
179 HERON BAY CIRCLE · same community
3 bd · 2.5 ba · 1,618 sqft · $172/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 135 HERON BAY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 135 HERON BAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
135 HERON BAY CIRCLE FAQs
What would the monthly payment be for 135 HERON BAY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,579/mo — principal and interest, the actual property-tax bill, the $373/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 135 HERON BAY CIRCLE?+
The association fee works out to $373 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 135 HERON BAY CIRCLE?+
The most recent tax bill on record (2025) was $1,004. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 135 HERON BAY CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $310,000, this home is listed about 36% below the Lake Mary median of $485,000. The market section on this page shows how the area is trending.
Which schools are assigned to 135 HERON BAY CIRCLE?+
Greenwood Lakes Middle School (middle), Lake Mary High School (high), Lake Mary Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE C SMITH REAL ESTATE GROUP LLC · Kimberly Metcalf. MLS #O6447337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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