CENTURY 21 Edge
✦ Short-Term Rental Eligible
$620,0004 bd3.5 ba2,661 sqft$233 /sqft≈$4,602 /mo all-in ↓

8576 POWDER RIDGE TRAIL, WINDERMERE, FL, 34786

Active5 days on marketListed Oct 8, 2026MLS #O6447414

✦ Priced 10% below the WINDERMERE 34786 medianSingle Family ResidenceWINDERMERE TRAILS

About this home

8576 POWDER RIDGE TRAIL

Virtually Staged. Welcome to this exceptional, energy-efficient modern residence built in 2017, perfectly positioned with tranquil lake views in one of the area’s most desirable neighborhoods. Offering a spacious and thoughtfully designed main home alongside a full apartment—ideal as a private guest suite or a lucrative rental income opportunity—this property delivers unmatched versatility and lifestyle appeal. The main home features an expansive open-concept layout designed for daily living and sophisticated entertaining. The bright, airy living and dining area flow seamlessly into a modern kitchen, equipped with premium stainless steel appliances, abundant counter space, and extensive storage. A second family room offers additional possibilities for entertaining and comfort. Upstairs, the spacious primary suite features a dual-sink vanity and a walk-in shower. Two additional well-sized bedrooms offer exceptional flexibility for family, guests, or a home office. A large balcony spans the entire width of the home on both stories. A standout feature of this property is the fully independent detached granny flat, complete with its own kitchenette, bedroom, living room and full bathroom. Whether utilized for multi-generational living, visiting family, or leased out for steady rental income, this private space adds extraordinary value. Additional highlights include a secure two-car garage and patio. Situated in a vibrant community, residents enjoy resort-style amenities including a sparkling pool overlooking the lake, a dedicated dog park, playgrounds, scenic walking trails, and a picnic pavilion. This home boasts a few minute walk from top-rated schools, including Bay Lake Elementary, Horizon West Middle School and Windermere High School. This prime, highly sought-after location is just a few minute drive from historical downtown Windermere, equipped with charming boutiques and picturesque views, and in close proximity to top shopping and dining at Lakeside Village and Winter Garden Village, as well as world-famous Orlando attractions including Disney, Universal Studios, and SeaWorld. A rare find combining modern 2017 construction, income potential, and a premium neighborhood setting—schedule your private tour today!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,661

Sqft

0.09 ac

Lot size

2

Garage

2017

Year built

Two

Levels

$233

Per sqft

Water viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Trash Compactor · Washer
InteriorEating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewWater
FacesSouthwest
ExteriorBalcony · French Doors · Irrigation System · Lighting · Private Mailbox

Community & fees

HOA fee$75/mo
Taxes (2025)$9,473/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,602 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,345
PMI (est., until 20% equity)$233
Property tax — 2025 actual bill$789
HOA fee — from the listing$75
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,000
Interest rate6.00%
Loan term

Estimated payment

$4,602/mo

Principal & interest$3,345
PMI (est., until 20% equity)$233
Property taxes (actual bill)$789
HOA / condo fee$75
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $620K
$562KedgeAI estimate $628,719 · range $585K–$660K$686K

vs edgeAI estimate

−1.4%

$/sqft vs Windermere actives

$233 vs $349

Days on market

5 vs 81 typical

Where $233/sqft sits among the 222 Windermere actives

123 · this home
33
23
15
10
18
$225–380$380–535$535–690$690–845$845–1000$1000+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Lakeside Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityLakeside Village
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,990/mo median

MarketWindermere
Annual gross at median$35,880
Gross yield on this price5.8%
Homes for rent right now77

Live Windermere rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Lakeside Village

Drive times from this address

Walt Disney World≈ 16 min
Universal Orlando≈ 24 min
Downtown Orlando≈ 31 min
Orlando Int’l Airport (MCO)≈ 36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Lakeside Village is a short-term-rental community. See the full guide →

Lakeside Village — neighborhood snapshot

Population

19,390

Median age

36

Median income

$123,605

Median home value

$489,452

Avg household

3

Households w/ children

2,897

For the school run

Orange County School District

MiddleHorizon West Middle★★★★★
ElementaryBay Lake Elementary★★★★★
HighWindermere High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketLeans seller — 3.8 months of inventoryBuyer’s market

$875K → $850K

Windermere median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

113 of 222

Windermere actives have cut their price

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $620,000 · 5 days on market since
2017Built · WINDERMERE TRAILS

Reality check

What actually sold near 8576 POWDER RIDGE TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12121 SILVERLAKE PARK DRIVESold · Apr ’26

$500,000

12121 SILVERLAKE PARK DRIVE · same community

4 bd · 2.5 ba · 2,035 sqft · $246/sqft · 17 DOM

8160 IRON MOUNTAIN TRAILSold · Dec ’25

$475,000

8160 IRON MOUNTAIN TRAIL · same community

3 bd · 2.5 ba · 2,009 sqft · $236/sqft · 201 DOM

10600 REAMS ROADSold · Nov ’25

$480,000

10600 REAMS ROAD · same community

3 bd · 2.5 ba · 1,845 sqft · $260/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8576 POWDER RIDGE TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8576 POWDER RIDGE TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8576 POWDER RIDGE TRAIL FAQs

What would the monthly payment be for 8576 POWDER RIDGE TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,602/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8576 POWDER RIDGE TRAIL?+

The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8576 POWDER RIDGE TRAIL?+

The most recent tax bill on record (2025) was $9,473. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 8576 POWDER RIDGE TRAIL be rented short-term?+

Yes — this home sits inside Lakeside Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 8576 POWDER RIDGE TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Windermere?+

At $620,000, this home is listed about 44% below the Windermere median of $1,100,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8576 POWDER RIDGE TRAIL?+

Horizon West Middle (middle), Bay Lake Elementary (elementary), Windermere High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the WINDERMERE 34786 market on paper

$620,000 is 10% below the WINDERMERE 34786 median of $689,000, and at $233/sqft it sits under the Windermere average of $475.

02Zoned for nightly rentals

Lakeside Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Water views

The water view is part of what you're buying — views hold value independently of the structure.

04Fresh on the market

Only 5 days on market in a Windermere market that averages 81 — if it fits, move quickly.

05Strong assigned schools

Horizon West Middle, Bay Lake Elementary, Windermere High — Horizon West Middle rates 4 of 5. Always verify assignments with the district.

Listing courtesy of WRA BUSINESS & REAL ESTATE · Sara Alves Subira. MLS #O6447414.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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