57 W ALBANY LANE, HERNANDO, FL, 34442
Active4 days on marketListed Oct 8, 2026MLS #O6447430
About this home
57 W ALBANY LANE
Welcome to 57 W Albany Lane in Hernando, Florida… a stunning 5-bedroom, 3.5-bath, 3,851 sq. ft. home situated on 1.15 acres in the desirable Hampton Hills community. Built in 2002, this single-story residence in the Citrus Hills Community blends timeless craftsmanship with modern upgrades, offering the perfect balance of comfort, function, and luxury. Inside, soaring ceilings, crown molding, pocket doors, and designer finishes create an inviting atmosphere. The foyer opens to a formal dining room with coffered ceiling and columns, as well as a living room filled with natural light and views of the pool. The family room provides easy flow for entertaining, with direct access to the screened pool lanai. At the heart of the home is the chef’s kitchen, featuring 42” cabinets with crown molding, Thermador 6-burner range two built-in ovens, built-in Miele coffee station, Whirlpool Professional stainless appliances, walk-in pantry, pot rack, solar tube, and island - all overlooking the pool.The adjoining dinette is perfect for casual meals. The primary suite is a serene retreat with French-door entry, tray ceiling, and a wall of windows facing the pool. The spa-inspired bath offers dual vanities, two walk-in closets, walk-in shower with bench, private water closet, and a soaking tub with a view.Four additional bedrooms include an in-law suite with private bath and a poolside bedroom ideal for a gym, playroom or office. Outdoor living shines with a screened saltwater pool and spa, extended paver patio, firepit, and multiple seating areas perfect for relaxing or hosting gatherings. Additional features include outdoor lighting, irrigation, French drains, aluminum fencing, lush landscaping, double side gates, and no rear neighbors. Garage with epoxy flooring, insulated doors, shelving, and attic storage provides plenty of functionality. Notable features: • New windows in dining room, office & nursery. • HVAC systems (2012 & 2021) and water heater (2018) • Septic pumped & inspected (2024). • Aluminum fencing. • Vivint security system. • New HP Genie garage door opener/hardware. • Applications for thermostats, alarm/camera system, as well as pool/spa lighting. • Cement tile roof (2002). • Propane gas for range and pool heater... create an outdoor kitchen. Hampton Hills offers low HOA fees and a welcoming neighborhood spirit, hosting events such as Halloween block parties, summer picnics, and winter catered dinners. Included is the option of a Terra Vista Social Membership ($658/quarter), granting access to world-class amenities: championship golf, spa and fitness facilities, tennis, fine dining, live entertainment, and endless social activities.And the World Equestrian Center in Ocala is a short drive… it is the Horse Capital of the World hosting year-round events including Luxury rooms, fine-dining, convention halls & other amenities. When not at home, everything needed to live, shop, and play is minutes away from local restaurants and stores to golf courses, parks, and community events as well as countless outdoor activities such as bike riding, fishing, camping and numerous fresh water springs. And a day trip can take you to the Gulf of America, the Atlantic Coast, or Orlando’s theme parks and entertainment venues are all within 90 minutes. This move-in ready home shows pride of ownership and delivers the ultimate Florida lifestyle with a low cost of home ownership. Don’t miss the opportunity to make it yours!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,851
Sqft
1.15 ac
Lot size
3
Garage
2002
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,616 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,616/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.4%
$/sqft vs Hernando actives
$208 vs $200
Days on market
4 vs 68 typical
Where $208/sqft sits among the 134 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$326K → $349K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
47 of 134
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 194% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 57 W ALBANY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$525,000
103 W ALBANY LANE · same community
4 bd · 3.5 ba · 3,813 sqft · $138/sqft · 39 DOM
Sold · Jul ’26$762,500
161 W CHASE STREET · same community
4 bd · 3 ba · 3,021 sqft · $252/sqft · 58 DOM
Sold · Dec ’25$857,500
397 W CHASE STREET · same community
3 bd · 3.5 ba · 2,999 sqft · $286/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 57 W ALBANY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 57 W ALBANY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
57 W ALBANY LANE FAQs
What would the monthly payment be for 57 W ALBANY LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,616/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 57 W ALBANY LANE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 57 W ALBANY LANE?+
The most recent tax bill on record (2025) was $10,004. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 57 W ALBANY LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $800,000, this home is listed about 119% above the Hernando median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 57 W ALBANY LANE?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$800,000 runs 194% above the HERNANDO 34442 median — but at 3,851 sqft it's also nearly twice the size of the typical Hernando listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Hernando market that averages 68 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Cory Prado. MLS #O6447430.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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