3286 CUP DRIVE, LAKELAND, FL, 33803
Active5 days on marketListed Oct 5, 2026MLS #O6447460
About this home
3286 CUP DRIVE
Virtually Staged. Under Construction. Welcome to this beautifully designed 4-bedroom, 2.5 bath, two-story home featuring a primary bedroom on the first floor and offering over 2200 square feet of thoughtfully crafted living space. This residence blends modern finishes with a functional layout ideal for both everyday living and entertaining. The open-concept first floor features a spacious kitchen overlooking the café and family room, creating a seamless flow for gatherings. Interior highlights include modern wood expresso cabinets and cavanite ceramic tile flooring throughout the main living areas, elegant quartz countertops throughout and a powder room for guests. Upstairs, you'll find 3 spacious bedrooms, a full bath and a spacious loft. The additional bedrooms are generously sized and thoughtfully positioned for privacy, while all bathrooms feature ceramic tiled showers for a clean, upscale finish. Head outside to enjoy a spacious backyard with plenty of room to relax, play, or entertain. A covered screened-in paver lanai extends your living space outdoors, while the paver driveway enhances the home's curb appeal. The attached 2-car garage provides added convenience and storage, and lawn maintenance is included through the HOA for easy, low-maintenance living. Ideally situated in the sought-after Grasslands West community overlooking the Grasslands Golf Course, this home offers an exceptional combination of luxury and convenience. You're just minutes from Lakeside Village, Lakeland's premier destination for shopping, dining, and entertainment, with additional shopping and everyday conveniences less than five minutes away. Enjoy quick access to Lakeland Linder International Airport, Polk Parkway, and I-4, while being only 10 minutes from the award-winning Bonnet Springs Park and the charm of downtown Lakeland. This home is under construction, and the photos shown are of a previously built home. For more details or to schedule a visit, please contact our sales team.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,227
Sqft
0.11 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,390 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,390/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.1%
$/sqft vs Lakeland actives
$199 vs $196
Days on market
5 vs 67 typical
Where $199/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grasslands
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Grasslands — neighborhood snapshot
Population
1,741
Median age
67
Median income
$65,382
Median home value
$286,300
Avg household
2
Households w/ children
42%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
239 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3286 CUP DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$412,000
3249 CUP DRIVE · same community
5 bd · 3.5 ba · 2,227 sqft · $185/sqft · 262 DOM
Sold · Jun ’26$418,000
3243 CUP DRIVE · same community
4 bd · 2.5 ba · 2,227 sqft · $188/sqft · 0 DOM
Sold · May ’26$404,000
3165 CUP DRIVE · same community
4 bd · 2.5 ba · 2,264 sqft · $178/sqft · 267 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3286 CUP DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3286 CUP DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3286 CUP DRIVE FAQs
What would the monthly payment be for 3286 CUP DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,390/mo — principal and interest, the actual property-tax bill, the $281/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3286 CUP DRIVE?+
The association fee works out to $281 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3286 CUP DRIVE?+
The most recent tax bill on record (2025) was $1,697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3286 CUP DRIVE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $443,665, this home is listed about 32% above the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3286 CUP DRIVE?+
Dixieland Elementary School (elementary), Lakeland Senior High School (high), Sleepy Hill Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$443,665 runs 50% above the LAKELAND 33803 median — but at 2,227 sqft it's also 29% larger than the typical Lakeland listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a Lakeland market that averages 67 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of DRB GROUP REALTY, LLC · Adam Schott. MLS #O6447460.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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