16206 EAST SHIRLEY SHORES ROAD, TAVARES, FL, 32778
Active7 days on marketListed Oct 6, 2026MLS #O6447645
About this home
16206 EAST SHIRLEY SHORES ROAD
Welcome to 16206 E Shirley Shores Rd in Tavares! If you want weekends on the water and movie nights at home, this property offers both. Outside, the property features 146 feet of canal frontage with a lake view and direct water access to the Harris Chain of Lakes, including Lake Beauclair and Lake Dora. There is a covered wood dock with electric, a boathouse, a covered boat lift, and a covered seating area right on the water. Walk back up the paver path to a fire pit under the shade trees, a screened-in pool, an outdoor kitchen with built-in grills and a bar for hosting. Inside, this 2019 home has 5 bedrooms, 3 baths, and about 3,256 square feet of heated living space. Vaulted ceilings, tall windows, and sliding doors fill the open floor plan with light, and a fireplace provides warmth for cooler nights. The kitchen has a big granite island with seating, stainless appliances, a tile backsplash, and plenty of cabinets, with a wine fridge nearby. The home also has a first-floor primary suite with his and her walk-in closets and a spa-style bath featuring dual vanities, a large tub, and a walk-in shower. One of the bedrooms has been turned into a movie theater, and there's a game room too. A one-bedroom in-law suite and a balcony give guests their own space, and the 3-car garage has room for the toys. It all sits on .85 acres with no HOA and no CDD, plus public water and sewer.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,256
Sqft
0.84 ac
Lot size
2019
Year built
Two
Levels
$430
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,930 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,930/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+89%
$/sqft vs Tavares actives
$430 vs $190
Days on market
7 vs 70 typical
Where $430/sqft sits among the 244 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $305K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
130 of 244
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 344% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 16206 EAST SHIRLEY SHORES ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,198,000
16401 E SHIRLEY SHORES ROAD · same community
4 bd · 3 ba · 2,920 sqft · $410/sqft · 24 DOM
Sold · Feb ’26$880,000
16037 E SHIRLEY SHORES ROAD · same community
3 bd · 2 ba · 2,322 sqft · $379/sqft · 113 DOM
Sold · Sep ’26$875,000
29314 W OLD MILL
4 bd · 3 ba · 3,294 sqft · $266/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 16206 EAST SHIRLEY SHORES ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16206 EAST SHIRLEY SHORES ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16206 EAST SHIRLEY SHORES ROAD FAQs
What would the monthly payment be for 16206 EAST SHIRLEY SHORES ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,930/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16206 EAST SHIRLEY SHORES ROAD?+
The most recent tax bill on record (2025) was $8,292. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tavares?+
At $1,399,995, this home is listed about 324% above the Tavares median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16206 EAST SHIRLEY SHORES ROAD?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,399,995 runs 344% above the TAVARES 32778 median — but at 3,256 sqft it's also nearly twice the size of the typical Tavares listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 7 days on market in a Tavares market that averages 70 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Nicholas Feinsod. MLS #O6447645.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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