4386 LAKE UNDERHILL ROAD UNIT 20C7, ORLANDO, FL, 32803
Active4 days on marketListed Oct 6, 2026MLS #O6447672
About this home
4386 LAKE UNDERHILL ROAD UNIT 20C7
Virtually Staged. Welcome to 4386 Lake Underhill Rd, Unit 20C7, a spacious 2-bedroom, 2-bathroom condominium offering approximately 1,250 square feet of comfortable living space in a convenient Orlando location. The thoughtfully designed floor plan provides generous living areas, two well-sized bedrooms, and two full bathrooms, offering plenty of space for comfortable everyday living and entertaining. The open and functional layout provides an excellent opportunity to create a home that reflects your personal style. Situated within an established condominium community, this home offers a peaceful residential setting while keeping you close to Downtown Orlando, shopping, dining, entertainment, major roadways, and everything Central Florida has to offer. With its desirable 2-bedroom, 2-bathroom layout, spacious living areas, and convenient location, Unit 20C7 is a wonderful opportunity to enjoy comfortable, low-maintenance Orlando living. Come see the possibilities and make this inviting condo your new home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,250
Sqft
12.58 ac
Lot size
1970
Year built
Two
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,522 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,522/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.1%
$/sqft vs Orlando actives
$184 vs $237
Days on market
4 vs 66 typical
Where $184/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Underhill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Lake Underhill — neighborhood snapshot
Population
2,624
Median age
36
Median income
$78,209
Median home value
$264,842
Avg household
2
Households w/ children
178
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
197 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the ORLANDO 32803 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4386 LAKE UNDERHILL ROAD UNIT 20C7
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$200,000
4310 LAKE UNDERHILL ROAD UNIT D · same community
2 bd · 2 ba · 1,250 sqft · $160/sqft · 86 DOM
Sold · Nov ’25$238,000
4394 LAKE UNDERHILL ROAD UNIT A · same community
2 bd · 2 ba · 1,250 sqft · $190/sqft · 46 DOM
Sold · Nov ’25$245,000
4268 LAKE UNDERHILL ROAD UNIT C · same community
2 bd · 2 ba · 1,250 sqft · $196/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4386 LAKE UNDERHILL ROAD UNIT 20C7 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4386 LAKE UNDERHILL ROAD UNIT 20C7 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4386 LAKE UNDERHILL ROAD UNIT 20C7 FAQs
What would the monthly payment be for 4386 LAKE UNDERHILL ROAD UNIT 20C7?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,522/mo — principal and interest, the actual property-tax bill, the $605/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4386 LAKE UNDERHILL ROAD UNIT 20C7?+
The association fee works out to $605 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4386 LAKE UNDERHILL ROAD UNIT 20C7?+
The most recent tax bill on record (2025) was $3,656. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4386 LAKE UNDERHILL ROAD UNIT 20C7?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $229,500, this home is listed about 40% below the Orlando median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4386 LAKE UNDERHILL ROAD UNIT 20C7?+
Lake Como School (elementary), William R Boone High (high), Hillcrest Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ORLANDO 32803 market on paper
$229,500 is 50% below the ORLANDO 32803 median of $459,950, and at $184/sqft it sits under the Orlando average of $260.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $605/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 4 days on market in a Orlando market that averages 66 — if it fits, move quickly.
05Strong assigned schools
Lake Como School, William R Boone High, Hillcrest Elementary — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PROPERTY PARTNERS FLORIDA LLC · Dylan Kyle. MLS #O6447672.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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