3007 TOTEM ROAD, EAGLE LAKE, FL, 33839
Active1 days on marketListed Oct 11, 2026MLS #O6447924
About this home
3007 TOTEM ROAD
Enjoy beautiful investment house in the spectacular Ranches Lk Mcleod. 4 bedrooms & 1 flex room with a barn door. 3 full bathrooms with shower glass divisions. 2 car garages and large fence patio. Large great room with ceiling fan & dining room upgraded lighting. Spectacular Kitchen with pantry, large central Island, Granite counter tops, SS appliances. Laundry room with large dryer & washer. Blinds throughout. Pets welcome community
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,174
Sqft
0.13 ac
Lot size
2025
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,888 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,888/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.4%
$/sqft vs RANCHES/LK MCLEOD I
$159 vs $169
Days on market
1 vs 45 typical
Where $159/sqft sits among the 6 homes for sale in RANCHES/LK MCLEOD I
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagle Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eagle Lake. See the full Eagle Lake guide →
EAGLE LAKE 33839 — neighborhood snapshot
Population
4,397
Median age
31.1
Median income
$93,229
Median home value
$234,600
Avg household
3.26
Households w/ children
625
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eagle Lake market
$295K → $270K
Eagle Lake median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
1 of 6
RANCHES/LK MCLEOD I have cut their price
Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 3007 TOTEM ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$379,900
951 CRAFTSMAN ROAD · same community
4 bd · 3 ba · 2,046 sqft · $186/sqft · 89 DOM
Sold · Aug ’26$340,000
700 TROTTERS DRIVE · same community
4 bd · 3 ba · 2,015 sqft · $169/sqft · 328 DOM
Sold · Sep ’26$290,000
3012 TOTEM ROAD · same community
4 bd · 2 ba · 1,801 sqft · $161/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3007 TOTEM ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3007 TOTEM ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3007 TOTEM ROAD FAQs
What would the monthly payment be for 3007 TOTEM ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,888/mo — principal and interest, the actual property-tax bill, the $309/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3007 TOTEM ROAD?+
The association fee works out to $309 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3007 TOTEM ROAD?+
The most recent tax bill on record (2025) was $2,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3007 TOTEM ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eagle Lake?+
At $345,000, this home is listed about 15% above the Eagle Lake median of $299,490. The market section on this page shows how the area is trending.
Which schools are assigned to 3007 TOTEM ROAD?+
Pinewood Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$345,000 runs 21% above the EAGLE LAKE 33839 median — but at 2,174 sqft it's also 16% larger than the typical Eagle Lake listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Eagle Lake market that averages 45 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of UNITED REALTY GROUP INC · Victoria Pinzon. MLS #O6447924.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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