CENTURY 21 Edge
$670,0004 bd2.5 ba2,729 sqft$246 /sqft≈$4,783 /mo all-in ↓

4161 ALDERGATE PLACE, WINTER SPRINGS, FL, 32708

Active2 days on marketListed Oct 8, 2026MLS #O6448054

Private poolSingle Family ResidenceFORREST CREEK ESTATES

About this home

4161 ALDERGATE PLACE

Welcome to Forrest Creek Estates, an exclusive enclave of just 29 homes where neighbors become family and a true sense of community is part of everyday life. Tucked within an established Winter Springs neighborhood, this charming community offers a rare combination of tranquility, connection, and convenience. This beautifully renovated residence has been thoughtfully designed and lovingly maintained by its owners, blending sophisticated modern style with timeless character and comfortable Florida living. From the moment you arrive, the home's curb appeal makes a lasting impression. An elegant white-brick entry, charming architectural windows, stately four-pane glass front door, and graceful Roubini palms create a warm and inviting welcome. Step inside to a bright, beautifully appointed foyer filled with natural light and a refined neutral palette. To the right of the entry, the formal living room offers exceptional versatility and can easily serve as a home office, library, sitting room, or additional gathering space. The heart of the home is the spectacular chef's kitchen, featuring custom white cabinetry, stylish hardware, stacked geometric white tile backsplash, large stainless-steel sink, state-of-the-art appliance package, and an impressive 4-foot island with abundant storage and luxurious white quartzite countertops. A separate pantry with generous shelving provides convenient storage for cooking essentials and entertaining supplies. The kitchen flows effortlessly into the spacious family room, creating an ideal setting for everyday living and entertaining. Luxury plank flooring, neutral earth tones, and a dramatic wood-burning fireplace surrounded by white brick add warmth and architectural character. The open and inviting layout provides an easy connection between the kitchen, family room, and outdoor living spaces. The first-floor primary suite offers a private retreat with a calming ivory palette, natural wide-plank flooring, and beautifully dressed windows. The updated primary bath features a distinctive gray vanity, charming circular mirror, and luxurious walk-in shower finished in smooth white tile with multiple shower heads for a spa-inspired experience. Upstairs, three generously sized bedrooms and a beautifully updated shared bath provide plenty of flexibility for family, guests, home office needs, or personal space. The thoughtfully designed floor plan offers both comfortable gathering spaces and private retreats. Significant improvements provide added peace of mind, including a 5-ton AC installed in 2022, architectural roof installed in 2025, complete kitchen, bathroom, and flooring renovation completed in 2020, saltwater pool resurfaced with new pump and skimmer in 2021, and water heater replaced in 2022. These substantial updates allow you to enjoy the home's exceptional style and lifestyle with confidence. Step outside through the sliding doors and discover your own private outdoor retreat. The covered lanai, finished with a beautiful wood ceiling, overlooks the sparkling saltwater pool and surrounding flower beds. Designed for both relaxation and entertaining, this inviting outdoor space is perfect for morning coffee, afternoon swims, weekend barbecues, or gathering with friends on warm Florida evenings. Location adds another layer of appeal. Situated less than one mile from shopping and dining, you'll enjoy convenient access

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,729

Sqft

0.34 ac

Lot size

1986

Year built

Two

Levels

$246

Per sqft

Private poolFireplacePets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type
FoundationSlab
FacesNorth
ExteriorLighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$150/mo
Taxes (2025)$7,272/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,783 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,615
PMI (est., until 20% equity)$251
Property tax — 2025 actual bill$606
HOA fee — from the listing$150
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,000
Interest rate6.00%
Loan term

Estimated payment

$4,783/mo

Principal & interest$3,615
PMI (est., until 20% equity)$251
Property taxes (actual bill)$606
HOA / condo fee$150
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $670K
$630KedgeAI estimate $709,602 · range $656K–$749K$779K

vs edgeAI estimate

−5.6%

$/sqft vs Winter Springs actives

$246 vs $239

Days on market

2 vs 49 typical

Where $246/sqft sits among the 123 Winter Springs actives

16
25
26
24 · this home
16
16
$171–196$196–220$220–244$244–268$268–293$293+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Forrest Creek Estates

Drive times from this address

Downtown Orlando≈ 21 min
Orlando Int’l Airport (MCO)≈ 29 min
Universal Orlando≈ 34 min
Walt Disney World≈ 46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Springs. See the full Winter Springs guide →

Forrest Creek Estates — neighborhood snapshot

Population

720

Median age

36

Median income

$70,774

Median home value

$427,700

Avg household

2

Households w/ children

49%

For the school run

Seminole County School District

HighLake Howell High School★★★★★
ElementaryRed Bug Elementary School★★★★★
MiddleTuskawilla Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Springs market

Seller’s marketSeller’s market — 2.5 months of inventoryBuyer’s market

$433K → $440K

Winter Springs median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

71 of 123

Winter Springs actives have cut their price

Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 91% above the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $670,000 · 2 days on market since
1986Built · FORREST CREEK ESTATES

Reality check

What actually sold near 4161 ALDERGATE PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2220 FAIRGLENN WAYSold · Jun ’26

$610,000

2220 FAIRGLENN WAY

4 bd · 2.5 ba · 2,636 sqft · $231/sqft · 54 DOM

1449 PELICAN BAY TRAILSold · Feb ’26

$714,000

1449 PELICAN BAY TRAIL

4 bd · 2.5 ba · 2,928 sqft · $244/sqft · 2 DOM

1908 CYRIL COURTSold · Aug ’26

$625,000

1908 CYRIL COURT

4 bd · 2.5 ba · 2,471 sqft · $253/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4161 ALDERGATE PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4161 ALDERGATE PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4161 ALDERGATE PLACE FAQs

What would the monthly payment be for 4161 ALDERGATE PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,783/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4161 ALDERGATE PLACE?+

The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4161 ALDERGATE PLACE?+

The most recent tax bill on record (2025) was $7,272. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4161 ALDERGATE PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Springs?+

At $670,000, this home is listed about 71% above the Winter Springs median of $392,400. The market section on this page shows how the area is trending.

Which schools are assigned to 4161 ALDERGATE PLACE?+

Lake Howell High School (high), Red Bug Elementary School (elementary), Tuskawilla Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$670,000 runs 91% above the WINTER SPRINGS 32708 median — but at 2,729 sqft it's also 63% larger than the typical Winter Springs listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a Winter Springs market that averages 49 — if it fits, move quickly.

Listing courtesy of RE/MAX CENTRAL REALTY · Karen Arbutine. MLS #O6448054.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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