4918 DRAWDY COURT, ST CLOUD, FL, 34772
Active3 days on marketListed Oct 7, 2026MLS #O6448333
About this home
4918 DRAWDY COURT
PRICE TO SELL! EXCLUSIVE BUYER INCENTIVE! Buyer may choose between a mortgage rate buy-down or closing cost assistance. Welcome to Twin Lakes, a beautiful gated 55+ community in St. Cloud, offering an exceptional lifestyle with resort-style amenities and convenient access to Central Florida attractions. This spacious home features 3 bedrooms, 3 full bathrooms, a bonus/flex space, open-concept living areas, interior laundry, and an oversized 2-car garage featuring built-in storage racks and a durable epoxy-coated floor. The thoughtfully designed triple-split floor plan provides excellent privacy, with two bedrooms featuring their own private bathrooms and walk-in closets. The gourmet eat-in kitchen is truly the heart of the home, featuring generous granite countertops, stylish pendant lighting, a gas cooktop, built-in wall oven and microwave, and a convenient butler’s pantry/dry bar. Additional highlights include granite countertops throughout, comfortable carpet in the bedrooms, durable tile flooring in the main living areas and flex space, dual-flush toilets in all bathrooms, and a utility sink in the laundry room. The spacious primary suite features tray ceilings, an impressive 11' x 7' walk-in closet, and an oversized shower with dual showerheads. Abundant natural light fills the home, creating a bright and welcoming atmosphere. Covered outdoor living spaces in both the front and rear of the home provide comfortable shaded areas for relaxing or entertaining. Enjoy being approximately half a mile from Twin Lakes' outstanding community amenities, including a 20,000-square-foot clubhouse, resort-style pool, lap pool, state-of-the-art fitness center, tennis courts, pickleball, bocce ball, basketball, putting green, expansive green spaces, and paved walking trails. Residents also have access to Live Oak Lake, and full lawn care is included. Ideally located in Central Florida, Twin Lakes offers convenient access to Lake Nona Medical City, Orlando International Airport, world-class theme parks, and Florida's beautiful beaches. Don't miss this opportunity to enjoy an active adult lifestyle in one of St. Cloud's premier gated communities. Schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,365
Sqft
0.15 ac
Lot size
2017
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,928 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,928/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5%
$/sqft vs TWIN LAKES PH 1
$186 vs $253
Days on market
3 vs 65 typical
Where $186/sqft sits among the 10 homes for sale in TWIN LAKES PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
6 of 10
TWIN LAKES PH 1 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4918 DRAWDY COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$480,000
5025 SUNFALLS AVENUE · same community
3 bd · 3 ba · 2,365 sqft · $203/sqft · 142 DOM
Sold · Feb ’26$554,000
5026 E FOUNTAINWOOD DRIVE · same community
3 bd · 2.5 ba · 2,208 sqft · $251/sqft · 40 DOM
Sold · Feb ’26$451,000
5014 E FOUNTAINWOOD DRIVE · same community
3 bd · 2.5 ba · 2,208 sqft · $204/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4918 DRAWDY COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4918 DRAWDY COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4918 DRAWDY COURT FAQs
What would the monthly payment be for 4918 DRAWDY COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,928/mo — principal and interest, the actual property-tax bill, the $290/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4918 DRAWDY COURT?+
The association fee works out to $290 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4918 DRAWDY COURT?+
The most recent tax bill on record (2024) was $8,389. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4918 DRAWDY COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $439,000, this home is listed about 2% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4918 DRAWDY COURT?+
Neptune Elementary School (elementary), St. Cloud High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$439,000 runs 10% above the ST CLOUD 34772 median — but at 2,365 sqft it's also 18% larger than the typical St Cloud listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a St Cloud market that averages 65 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Bala Mandla. MLS #O6448333.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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