409 BERWICK AVENUE, TEMPLE TERRACE, FL, 33617
Active4 days on marketListed Oct 9, 2026MLS #O6448360
About this home
409 BERWICK AVENUE
409 Berwick Ave is a one-story Temple Terrace home with approximately 2,155 square feet of living area and two bathrooms. White cabinetry, dark counters and an appliance suite define the kitchen. Nearby living and dining areas have broad windows and wood-look flooring. The bedroom spaces are set apart from the main living areas, and the bathrooms include both a shower and a tub configuration. A separate laundry room adds utility space. Outside, a long driveway leads alongside the home, and mature trees frame the backyard. The layout provides several separate rooms beyond the main gathering areas. Included 100-Day Home Warranty with buyer activation
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,155
Sqft
0.24 ac
Lot size
1956
Year built
One
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,550 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,550/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.7%
$/sqft vs TEMPLE TERRACE RIVERSIDE SUBDI
$158 vs $237
Days on market
4 vs 54 typical
Where $158/sqft sits among the 6 homes for sale in TEMPLE TERRACE RIVERSIDE SUBDI
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33617 — neighborhood snapshot
Population
47,880
Median age
33.1
Median income
$48,651
Median home value
$267,200
Avg household
2.32
Households w/ children
5,060
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
3 of 6
TEMPLE TERRACE RIVERSIDE SUBDI have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the TEMPLE TERRACE 33617 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 409 BERWICK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$395,000
422 DUNEDIN CIRCLE · same community
4 bd · 2 ba · 2,016 sqft · $196/sqft · 142 DOM
Sold · May ’26$560,000
1008 W RIVER DRIVE · same community
4 bd · 3 ba · 2,347 sqft · $239/sqft · 3 DOM
Sold · Feb ’26$407,000
810 W RIVER DRIVE · same community
3 bd · 2 ba · 1,870 sqft · $218/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 409 BERWICK AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 409 BERWICK AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
409 BERWICK AVENUE FAQs
What would the monthly payment be for 409 BERWICK AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,550/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 409 BERWICK AVENUE?+
The most recent tax bill on record (2025) was $2,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Temple Terrace?+
At $340,000, this home is listed about 1% below the Temple Terrace median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 409 BERWICK AVENUE?+
Pizzo K-8 School (elementary), Greco Middle Magnet School (middle), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OPENDOOR BROKERAGE LLC · Karen Albright. MLS #O6448360.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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