
1538 TALLY CIRCLE, OVIEDO, FL, 32765
Active2 days on marketListed Oct 8, 2026MLS #O6448362
Come see it
Upcoming open house
Sun, Oct 11
1:00 PM – 3:00 PM
About this home
1538 TALLY CIRCLE
**Beautiful 4BR/3BA CORNER Townhome with Oversized 2-Car Garage in Oviedo!** Welcome to this beautiful townhome in a quiet gated community in Oviedo! With its spacious floor plan, beautiful finishes, and model-home appeal, this home offers the perfect combination of comfort, style, and low-maintenance living. **The first floor features elegant formal living and dining rooms with custom window treatments, plantation shutters throughout the home, and beautiful wood flooring. The spacious kitchen is truly the heart of the home, featuring 42-inch cherry cabinetry, stainless steel appliances, Corian countertops and sink, a tiled backsplash, and a walk-in pantry. The sunny breakfast nook opens to a screened patio and pavered courtyard, creating a wonderful space for morning coffee, entertaining, or relaxing outdoors. The screened patio also features a **JACUZZI TUB**, perfect for unwinding and enjoying your private outdoor space.** The spacious family room features built-in ceiling speakers, providing great sound while maintaining a clean, seamless look. The first-floor bedroom and full bathroom offer excellent flexibility for guests, a home office, or multigenerational living. Upstairs, the spacious primary suite features a customized walk-in closet and a bathroom with a garden tub, separate shower, and double-sink vanity. Two additional bedrooms, plush carpeting, and a convenient upstairs laundry room complete the second floor. Additional features include an oversized rear-entry 2-car garage with built-in storage and shelving, **DUAL-ZONE A/C, WATER SOFTNER, blue-light allergen reduction system, plantation shutters throughout, security system, and additional TVs throughout the home for added convenience** And then there’s Oviedo! Known for its small-town charm and family-friendly atmosphere, Oviedo offers an excellent mix of outdoor recreation, shopping, dining, and easy access to everything Central Florida has to offer. Enjoy nearby parks, trails, lakes, and nature areas, including the Cross Seminole Trail, Little Big Econ State Forest, and Lake Jesup. Center Lake Park offers a splash pad, dog park, amphitheater, marina, and more. Local favorites such as The Black Hammock and Lukas Nursery Butterfly Encounter offer even more opportunities for family fun and outdoor adventure. For shopping and everyday conveniences, you’re close to Oviedo Mall, restaurants, local shops, and the Oviedo Farmers Market. The location also provides easy access to UCF, SR 417, Winter Springs, Winter Park, Downtown Orlando, and Orlando International Airport. Beautiful home. Gated community. Fantastic Oviedo location. Come see why this townhome is the perfect place to call home!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,192
Sqft
0.07 ac
Lot size
2005
Year built
Two
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,670 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,670/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.6%
$/sqft vs Oviedo actives
$205 vs $243
Days on market
2 vs 63 typical
Where $205/sqft sits among the 187 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
124 of 187
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1538 TALLY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$375,000
4527 SUNSET LANE · same community
4 bd · 3 ba · 2,192 sqft · $171/sqft · 256 DOM
Sold · Jun ’26$610,000
1489 ASTER COURT
3 bd · 2 ba · 2,227 sqft · $274/sqft · 144 DOM
Sold · Dec ’25$514,000
2530 CREEKVIEW CIRCLE
4 bd · 2.5 ba · 2,101 sqft · $245/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1538 TALLY CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1538 TALLY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1538 TALLY CIRCLE FAQs
What would the monthly payment be for 1538 TALLY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,670/mo — principal and interest, the actual property-tax bill, the $440/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1538 TALLY CIRCLE?+
The association fee works out to $440 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1538 TALLY CIRCLE?+
The most recent tax bill on record (2025) was $2,740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1538 TALLY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $449,000, this home is listed about 8% below the Oviedo median of $486,210. The market section on this page shows how the area is trending.
Which schools are assigned to 1538 TALLY CIRCLE?+
Jackson Heights Middle School (middle), Lawton Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Rosa Suarez. MLS #O6448362.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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