CENTURY 21 Edge

1630 MURPHY STREET, OVIEDO, FL, 32765

Active2 days on marketListed Oct 9, 2026MLS #O6448869

FLORIDA GROVES

About this home

1630 MURPHY STREET

Rare opportunity to own 5 ACRES of residential vacant land in Oviedo! Located at 1630 Murphy Street, this spacious property offers an incredible opportunity to build your dream home while enjoying the privacy, peaceful surroundings, including a retention pond, and natural beauty of a larger homesite. With plenty of room to spread out, this property provides the perfect setting to create a custom residence tailored to your needs and lifestyle. Imagine designing your ideal home with inviting outdoor living spaces, room for entertaining, beautiful gardens, or simply enjoying the extra space and privacy that acreage living has to offer. This property is thoughtfully prepared for construction, featuring an asphalt millings driveway and a professionally engineered 10,000-square-foot primary homesite elevated with additional fill to five feet above the crown of Murphy Street. A second raised pad provides the perfect space for an additional structure or workshop area and is positioned three and a half feet above the roadway crown. Much of the groundwork and permitting has already been completed, including approved septic tank and drain field permits, paid impact fees, and established building plans and permits. With the Notice of Commencement also approved, this property offers a rare opportunity to move forward with construction with many of the preliminary steps already in place. Enjoy the charm and tranquility of a more private setting without sacrificing the conveniences of everyday living. Situated in a desirable Oviedo location with convenient access to local schools, parks, recreation, shopping, dining, and major roadways, you'll enjoy the best of both worlds—peaceful surroundings with everything Central Florida has to offer just a short drive away. Whether you're envisioning a custom dream home, a private retreat, or an investment for the future, this property offers endless inspiration and an exciting opportunity to create something truly special. Don't miss your chance to own 5 acres in Oviedo and bring your vision to life!

Facts & features

The home at a glance

5 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$2,841/yr

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,720 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$237
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$3,720/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$237
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Oviedo

Drive times from this address

Downtown Orlando≈ 32 min
Orlando Int’l Airport (MCO)≈ 40 min
Universal Orlando≈ 45 min
Walt Disney World≈ 57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

MiddleJackson Heights Middle School★★★★★
ElementaryLawton Elementary School★★★★★
HighOviedo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketSeller’s market — 2.6 months of inventoryBuyer’s market

$530K → $540K

Oviedo median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

Oct 9, 2026Listed at $525,000 · 2 days on market since

Reality check

What actually sold near 1630 MURPHY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3027 TURKEY AVESold · Oct ’25

$359,000

3027 TURKEY AVE

2 bd · 2 ba · 1,163 sqft · $309/sqft · 190 DOM

861 BIGHORN STREETSold · Jan ’26

$520,000

861 BIGHORN STREET

3 bd · 2 ba · 2,017 sqft · $258/sqft · 94 DOM

3701 GENOVA COURTSold · May ’26

$700,000

3701 GENOVA COURT

3 bd · 2 ba · 2,093 sqft · $334/sqft · 124 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1630 MURPHY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1630 MURPHY STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1630 MURPHY STREET FAQs

What would the monthly payment be for 1630 MURPHY STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,720/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1630 MURPHY STREET?+

The most recent tax bill on record (2025) was $2,841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Oviedo?+

At $525,000, this home is listed about 8% above the Oviedo median of $486,210. The market section on this page shows how the area is trending.

Which schools are assigned to 1630 MURPHY STREET?+

Jackson Heights Middle School (middle), Lawton Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$525,000 runs 22% above the OVIEDO 32765 median.

02Fresh on the market

Only 2 days on market in a Oviedo market that averages 63 — if it fits, move quickly.

03Strong assigned schools

Jackson Heights Middle School, Lawton Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Jean Scott. MLS #O6448869.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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