12034 LAKESHORE WAY, OXFORD, FL, 34484
Active2 days on marketListed Oct 14, 2026MLS #O6449009
About this home
12034 LAKESHORE WAY
Located in Oxford, Florida, just minutes from shopping, dining, and entertainment. Lakeshore offers a peaceful, cottage-style living experience with exclusive access to private amenities, lush green spaces, and a welcoming neighborhood atmosphere. Come see this new construction home ready to move in.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
772
Sqft
0.07 ac
Lot size
2026
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,201 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,352/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.5%
$/sqft vs Oxford actives
$213 vs $210
Days on market
2 vs 79 typical
Where $213/sqft sits among the 68 Oxford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
The numbers that matter
The Oxford market
$335K → $353K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
32 of 68
Oxford actives have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 12034 LAKESHORE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$234,900
12040 LAKESHORE WAY · same community
2 bd · 2 ba · 1,085 sqft · $216/sqft · 152 DOM
Sold · Feb ’26$340,000
12122 GRAND OAK LANE · same community
3 bd · 3 ba · 1,367 sqft · $249/sqft · 39 DOM
Sold · Jul ’26$138,000
3607 UMBRELLA TREE LANE
2 bd · 2 ba · 772 sqft · $179/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 12034 LAKESHORE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12034 LAKESHORE WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12034 LAKESHORE WAY FAQs
What would the monthly payment be for 12034 LAKESHORE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,201/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12034 LAKESHORE WAY?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12034 LAKESHORE WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $164,500, this home is listed about 57% below the Oxford median of $379,545. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the OXFORD 34484 market on paper
$164,500 is 55% below the OXFORD 34484 median of $368,445, and at $213/sqft it sits under the Oxford average of $235.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Oxford market that averages 79 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SUNLINK REALTY LLC · Mike Noonan. MLS #O6449009.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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